Jason Bailey

Expertly compared by Jason Bailey

Products Updated June 26, 2019

70% Mortgages

Using our mortgage comparison tools found here you can quickly view all the 70% loan-to-value mortgage products available. Use the mortgage search facility to change the results to match your preferences. See who offers the best and cheapest rates including 75% LTV buy to let mortgages.

Free mortgage advice and brokerage service. Our experts can find you the perfect deal from thousands of products & exclusive deals:

Your home may be repossessed if you do not keep up repayments on your mortgage.

1 providers expertly compared:

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All credit types
Rated 4.9/ 5

Loans Warehouse Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.


Learn more about how we review and assess the providers here on Lending Expert.

60% - 100%

Initial Rate
1.19% - 4.32%

Standard Rate (SVR)
3.94% - 4.79%


Variable & 3 ,5 & 10 Fixed Rate

The mortgage experts at Loans Warehouse can quickly assess your requirements and search the market place to find you the perfect mortgage deal. Click get a quote to make an enquiry today.

About 70% Loan to value mortgages

70% LTV mortgages

70% LTV mortgages

To be eligible for a 70% LTV mortgage deal then you will be required to have a 30% deposit as a minimum requirement. You will be required to pay the deposit at the exchange of contracts and will be paid to your solicitor as part of the transaction.

It’s also important to consider that you’ll incur other costs such as stamp duty, conveyancing fees and any other associated moving costs on top of the deposit contribution.

Why put down a 30% deposit?

There are some excellent rates and deals available for borrowers who have a 30% deposit. You’ll be rewarded with better and cheaper rates when compared with a borrower who has a 20% or even 10% deposit. The more you’re able to put down against your purchase the better mortgage deal you’ll get.

How can I find out what deals are available at 70% loan to value?

We search, find and compare all the mortgage lenders and products from the whole UK mortgage market place. A quick search here on this page will reveal the entire available 70% loan to value mortgages that are currently available. You can quickly compare the best deals and find out which mortgage lenders are offering the best and cheapest 70% rates.

I have a history of bad credit and have a poor credit score can I get a mortgage?

There are a range of mortgage lenders who are willing to borrow to those with a poor credit history, have had CCJ’s or missed payments. We would advise that you speak with a mortgage broker here on the website that will be able to give you specific advice that matches your individual circumstances.

Where I get further advice?

If you need further mortgage advice or you have questions then speak with a mortgage experts here on the website. Their advice is free and they are happy to discuss your mortgage requirements and answer any questions you may have.

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Rating: 4.6 / 5 with 29 votes

Lending Expert is a credit broker and comparison website, we're not a lender.

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