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Trusted

We've been trusted loan comparison by thousands of customers since 2013.

Recommended

The Independent review organisation Reviews.co.uk report that 100% of reviewers recommend Lending Expert.

Lending Expert's

We’re finance experts. This means we know our stuff when it comes to helping our customers find the right loan for them. We know where the best deals are and have access to exclusive deals just for Lending Expert customers.

Huge Market Comparison

As a comparison website and credit broker we’re not tied to one credit card provider. This means we can search the wider market to find you the best loan deals from across the UK.

Authorised & Regulated

Lending Expert is an FCA regulated credit broker which means if you decide to proceed with loan you can be assured you are dealing with a legitimate and reputable finance company.

Saving You Money

We will search the market to find you the best loan deals. Our comparison service will save you time and money and ensure you're getting the right type of loan available.

FAQ's

Are any loans available that dont require a credit check?

No. With the exception of some logbook lenders, most lenders will require a formal credit check in order to establish your creditworthiness. A lender will need to check into your past credit to check for any issues such as records of missed payments, outstanding or unpaid debts, CCJ's or even a past history of bankruptcy.

I work casual part time hours, can I still get a loan?

Yes. A lender will look at the loan affordability and check that your current income from your casual work is adequate enough to meet the loan repayments. You will also need to show proof of income from your current employer such as your most recent payslips.

Can I get a loan while being self employed?

Yes. Most lenders consider self employed applicants as long as you can show adequate proof of income from either your sole trader business or income and dividends if a company director.

I'm a pensioner and receive some benefits, can I still get a loan?

Yes. There may be some restrictions depending on your age. However many lenders will consider applicants up to the age of 70, 75 depending on the lengh of the loan term you require.

How much can I borrow?

Generally, most unsecured lenders who offer loans up to £25,000. If you wish to take out a larger loan then you may need a secured loan otherwise known as homeowner loans. To take out a secured loan then you will need the help of a broker.

Loans displayed have a minimum term of 12 months and a maximum term of 360 months. Maximum APRC charged 49.9%.


Overall Representative Example for Secured Loans


Based on borrowing £18,000 over 120 months. Interest Rate: 6.5% fixed for 60 months with instalments of £227.38. Followed by 60 months at the lenders standard variable rate of 4.95% with instalments of £221.71. Fees Broker fee (£1,530); Lender fee (£495). Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee and Lender fee. Overall cost of comparison 9.1% APRC.


Related Links

Unsecured Loans

Apply for unsecured loans with repayment terms from 1 - 25 years. Solutions for all credit types from our panel of direct lenders and brokers.

Secured Loans

Compare secured loan with our approved secured loan brokers. Get expert advice and a quick quote here on Lending Expert.

Guarantor Loans

Get the loan you need with the help of a guarantor. Compare the cheapest guarantor lenders on Lending Expert.

Car Loans

Apply for a car loan and finance deals from our expert panel of brokers and direct lenders here on Lending Expert.

Payday Loans

Apply for short term payday loans from our panel of direct lenders. Loans from £50 - £1000 repaid over the short term on Lending Expert.

Business Loans

Compare business loans and finance from our expert panel of brokers and direct UK lenders. Solutions for all business types.

Bridging Loans

Apply for short term bridge finance from our expert brokers. Loans from 1 - 24 months arranged quickly.

Logbook Loans

Secure a loan on your logbook with a direct lender. Compare and apply direct to lenders here on Lending Expert.

Bad Credit Loans

You can quickly apply online and check your eligibility with Lending Expert.