David Allan

Expertly compared by David Allan

Products Updated October 8, 2018

Compare Loans

Compare from our experts top choice loans and lenders from across the market place. Compare the best deals at the cheapest rates available. Lenders are available for all credit types including applicants with a bad or adverse credit history. Simply apply online with the lender direct.

This calculator will give you an idea of costs. The exact amount and APR payable will be provided from the lender subject to credit and affordability checks.

Your monthly payment will be:

£136.90

Interest on this loan will be:

£714

Annual Percentage Rate (APR):

3.7%

Total repaid will be:

£8,214

22 providers expertly compared:

Learn More
All credit types
Rated 4.9/ 5

Feasible.co.uk Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£1,000 - £250,000

Representative APR
4.2%

Loan Term
3 - 30 years

Loan Type
Secured Loans & Personal Finance

Status
Homeowners & Tenants
Max LTV 100%

Feasible.co.uk are our approved credit brokers who working alongside their award winning partners can search the market place to find you the cheapest loans on the market. They can arrange loans for any purpose including popular options such as debt consolidation, home improvements.

22 providers expertly compared:

Learn More
All credit types
Rated 5.0/ 5

Loans Warehouse Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£3,000 - £1,000,000

Representative APR
8.6%

Loan Term
1 - 30 years

Loan Type
Secured Loans & Personal Finance

Status
Homeowners & Tenants
Max LTV 95%

Compare rates to find the best deal available to you from the UK’s leading Second Mortgage broker. We are independent and have access to the major lenders in the market. All quotes are free and without any obligation.

Representative Example

22 providers expertly compared:

Learn More
All credit types
Rated 5.0/ 5

Smart Money Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£10,000 - £500,000

Representative APRC
7.8%

Loan Term
5 - 35 years

Loan Type
Secured Loan Broker

Status
Homeowners Only
Max LTV 100%

This award winning broker of the year will search through 17 lenders in the market place to find the cheapest loans to suit your circumstances. They can help with debt consolidation, home improvements and buy-to-let applications.

Representative Example

22 providers expertly compared:

Learn More
All credit types
Rated 4.9/ 5

Norton Finance Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£500 - £35,000

Representative APR
3.1%

Loan Term
2 - 5 years

Loan Type
Personal Loan Broker

Status
Homeowners & Tenants

Norton Finance are a personal loans broker who search their panel of lenders to find you the best deal possible. They will find you the cheapest loan that matches your credit rating and circumstances. Their service is free of charge and will not effect your credit rating.

Representative Example

22 providers expertly compared:

Learn More
All credit types
Rated 4.7/ 5

AA Loans

Loan Amount
£1,000 - £25,000

Representative APR
3.1%

Loan Term
1 - 7 years

Loan Type
Personal Loan

Status
Homeowners & Tenants

The AA don’t just keep cars on the road, they can keep your finances running just as smoothly aswell. Whether it’s a new purchase, a holiday or getting some help to manage your existing debt the AA is here to help.

Representative Example

22 providers expertly compared:

Learn More
Good Credit
Rated 5/ 5

Zopa Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£1,000 - £25,000

Representative APR
3.1%

Loan Term
1 - 7 years

Loan Type
Peer to Peer Lender

Status
Homeowners & Tenants

Zopa directly match people looking for a personal loan with people looking to invest. It's their way of making money simple and fair. Since 2005 Zopa have approved a staggering £2.92 billion in loans.

Representative Example

22 providers expertly compared:

Available via broker only
All credit types
Rated 4.8/ 5

RateSetter

Loan Amount
£500 - £35,000

Representative APR
3.9%

Loan Term
2 - 5 years

Loan Type
Peer to Peer Lender

Status
Homeowners & Tenants

Rate Setter is a peer-to-peer lender offering personal loans from £500 - £35,000 over 2 to 5 years. Loans available to both tenants and homeowners. Money could be transfered into your account within just a few days.

Representative Example

22 providers expertly compared:

Learn More
All credit types
Rated 5.0/ 5

CarFinance247 Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£1,000 - £250,000

Representative APR
6.9%

Loan Term
1 - 7 years

Loan Type
Vehicle Finance Broker

Status
Homeowners & Tenants

Finance for cars, motorbikes, vans and motorhomes. We make the process hassle-free & provide the customers with a helping hand throughout. Our aim is to get the best possible finance deal, whilst providing an efficient service of the highest quality.

Representative Example

22 providers expertly compared:

Available via broker only
All credit types
Rated 4.5/ 5

Lending Works

Loan Amount
£1,000 - £25,000

Representative APR
7.9%

Loan Term
1 - 5 years

Loan Type
Peer to Peer Lender

Status
Homeowners & Tenants

Lending Works is a peer to peer lender that connects people that want to invest their money with borrowers who want to get a better rate on their personal loan. Loans available from £1,000 to £25,000 over 1 -5 years.

22 providers expertly compared:

Learn More
All credit types
Rated 4.7/ 5

Zuto

Loan Amount
£1,000 - £250,000

Representative APR
8.9%

Loan Term
1 - 5 years

Loan Type
Vehicle Finance Broker

Status
Homeowners & Tenants

Zuto provides vehicle finance for cars, motorbikes and vans. They are brokers and can search across 17 of the UK's largest lenders to find you a great finance deal. Their service is free and can help with most credit types.

Representative Example

22 providers expertly compared:

Available via broker only
All credit types
Rated 4.4/ 5

1st Stop Personal Loans

Loan Amount
£2,000 - £15,000

Representative APR
18.2%

Loan Term
2 - 6 years

Loan Type
Poor Credit Lender

Status
Homeowners & Tenants

1st Stop Personal Loans offer unsecured personal loans from £2,000 to £15,000. Whether you’re looking to buy a new car, a new kitchen or thinking of any type of major purchase they can help secure the funding you need.

Representative Example

22 providers expertly compared:

Available via broker only
All credit types
Rated 4.5/ 5

Shawbrook Bank

Loan Amount
£1,000 - £35,000

Representative APR
12.9%

Loan Term
1 - 7 years

Loan Type
Personal Loan

Status
Homeowners Only

Shawbrook Bank is a direct lender offering personal loans to applicants who are 21 or over and homeowners. Loans for debt consolidation, home improvements or to puchase a car can be arranged up to £35,000. Apply online today within just a few minutes.

Representative Example

22 providers expertly compared:

Available via broker only
All credit types
Rated 4.6/ 5

Evolution Money

Loan Amount
£1,000 - £15,000

Representative APR
26.82%

Loan Term
1 - 5 years

Loan Type
Personal Loan

Status
Homeowners Only

Evolution Money provide loans to homeowners who are looking to borrow a maximum of £15,000 over 1 - 5 years. Loans can be used for any legal purpose such as home improvements, debt consolidation, a wedding or to buy a new car.

Representative Example

22 providers expertly compared:

Learn More
All credit types
Rated 5/ 5

Trust Two Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£500 - £10,000

Representative APR
43.8%%

Loan Term
1 - 5 years

Loan Type
Guarantor Loan

Status
Homeowners & Tenants

With Trust Two you could borrow up to £10,000, in your own name, by asking a relative or friend to guarantee that you'll repay it. Apply online and, once you and your Guarantor are approved, on average you'll have the money within 3 days.

Representative Example

22 providers expertly compared:

Learn More
All credit types
Rated 5/ 5

Choice Business Loans Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£1,000 - £10,000,000

Representative APR
3.1%

Loan Term
1 - 35 years

Loan Type
Finance Brokers

Status
Homeowners & Tenants

Choice loans can arrange a wide range of business finance solutions for business of all sizes. Services include business loans. Crowdfunded business Loans, Short term unsecured business loans, Merchant cash advance, Pension led business finance, Overdraft alternatives, Asset finance, Asset backed loans, Invoice finance, Commercial mortgages.

Property finance is available for residential, commercial, property development, overseas property, bridging loans and buy to let mortgages.

22 providers expertly compared:

Learn More
Poor Credit
Rated 5/ 5

Avant Credit Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£1,000 - £20,000

Representative APR
42.5%

Loan Term
1 - 5 years

Loan Type
Poor Credit Lender

Status
Homeowners & Tenants

AvantCredit offers online unsecured personal loans of £1000 to £20,000 from 12 - 60 months with fixed monthly payments. AvantCredit understands that people have a less than perfect credit history and a guarantor is not required and you don't need to be a homeowner.

22 providers expertly compared:

Learn More
Poor Credit
Rated 5/ 5

Uk Credit Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£1,000 - £10,000

Representative APR
39.9%

Loan Term
1 - 5 years

Loan Type
Guarantor Loan

Status
Homeowners & Tenants

Trusted, simple guarantor loans from £1,000 to £10,000. With the help of a friend or relative to guarantee your loan UK Credit could get you the cash you need.

Representative Example

22 providers expertly compared:

Learn More
Poor Credit
Rated 5.0/ 5

Amigo Loans

Loan Amount
£5,000 - £10,000

Representative APR
39.9%

Loan Term
2 - 5 years

Loan Type
Guarantor Loan

Status
Homeowners & Tenants

Amigo guarantor loans are around a 30th of the APR of a payday loan and are regularly as one of the cheapest options for anyone borrowing £500-£10,000 with a low credit score, even if you are not a homeowner.

Representative Example

22 providers expertly compared:

Learn More
Poor Credit
Rated 4/ 5

Everyday Loans Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£1,000 - £15,000

Representative APR
93.6%

Loan Term
2 - 5 years

Loan Type
Poor Credit Lender

Status
Homeowners & Tenants

With everyday loans, you're more than just your credit score. Here at everyday we look at your credit future, not just your credit history. As such even if you have bad credit now or you've had a poor credit score in the past, we may be able to help.

Representative Example

22 providers expertly compared:

Available via broker only
All credit types
Rated 4.6/ 5

Likely Loans

Loan Amount
£1,000 - £5,000

Representative APR
59.9%%

Loan Term
1 - 5 years

Loan Type
Poor Credit Lender

Status
Homeowners & Tenants

Likely Loans helps customers get the loan they require even if they have bad credit or a low credit score. Loans can be arranged quickly from £500 - £5000 over 1-5 years. There are no fees or extra charges for early repayment.

Representative Example

22 providers expertly compared:

Learn More
All credit types
Rated 4.4/ 5

Provident Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£100 - £1,000

Representative APR
1557.7%

Loan Term
13 - 52 years

Loan Type
Home credit

Status
Homeowners & Tenants

Provident provide a face to face service. When one of their local Agents approves your loan, they will deliver the cash loan direct to your door and collect your manageable weekly repayments from your home at a time and day that suits you.

Representative Example

22 providers expertly compared:

Learn More
Poor Credit
Rated 5/ 5

Easy Logbook Loans Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£800 - £5,000

Representative APR
230%

Loan Term
1 - 3 years

Loan Type
Logbook Loan

Status
Homeowners & Tenants

lf you own your own car, van, motorbike or caravan, you can obtain a loan quickly and easily. A logbook loan is a fast way of obtaining a loan secured against your vehicle (car, van, motorbike or caravan). When the loan is repaid Easy Logbook Loans will return your V5.

Representative Example

 

FAQ's

Are any loans available that dont require a credit check?

No. With the exception of some logbook lenders, most lenders will require a formal credit check in order to establish your creditworthiness. A lender will need to check into your past credit to check for any issues such as records of missed payments, outstanding or unpaid debts, CCJ's or even a past history of bankruptcy.

I work casual part time hours, can I still get a loan?

Yes. A lender will look at the loan affordability and check that your current income from your casual work is adequate enough to meet the loan repayments. You will also need to show proof of income from your current employer such as your most recent payslips.

Can I get a loan while being self employed?

Yes. Most lenders consider self employed applicants as long as you can show adequate proof of income from either your sole trader business or income and dividends if a company director.

I'm a pensioner and receive some benefits, can I still get a loan?

Yes. There may be some restrictions depending on your age. However many lenders will consider applicants up to the age of 70, 75 depending on the lengh of the loan term you require.

How much can I borrow?

Generally, most unsecured lenders who offer loans up to £25,000. If you wish to take out a larger loan then you may need a secured loan otherwise known as homeowner loans. To take out a secured loan then you will need the help of a broker.

We are independently reviewed by our verified customers and web users:
Rating: 4.6 / 5 with 27 votes

Lending Expert is a credit broker and comparison website, we're not a lender.

We bring together the very best financial providers and products from across the market place.

Warning: Late repayment can cause you serious money problems.
For help, go to moneyadviceservice.org.uk