95% Mortgages

Here you can quickly view and compare all the lenders offering 95% loan to value mortgages for borrowers who have a 5% deposit. These 95% mortgage products are popular with first time buyers and those who have a small deposit.

FREE mortgage advice and brokerage service. Our mortgage experts can find you the perfect deal from thousands of products & exclusive deals:

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All credit types
Rated 5.0/ 5

Life's Great Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

LTV
60% - 100%

Initial Rate
1.19% - 4.32%

Standard Rate (SVR)
3.94% - 4.79%

APRC
3.6%

Type
Variable & 3 ,5 & 10 Fixed Rate

Life's Great provides a fee free mortgage advice and comparison service. They use technology to simplify the mortgage process and to provide quotes faster without complicated questions. Their broker service is completely free to use. Click Get A Quote for a personal illustration.

We are independently reviewed by our verified customers and web users:
Rating: 4.6 / 5 with 23 votes

Lending Expert is a credit broker, not a lender.

We bring together the very best providers and deals from across the market place.