90% Mortgages

View and compare all the 90% loan to value mortgages on offer from the whole market place. See the rates and compare all the 90% LTV deals on offer from all the lenders, banks and building societies. Simply use the search filters to update the results to match your preferences.

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Mortgage Expert



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Direct 2 Year Discount £1495 Fee

Initial Rate
1.54%

Mortgage Type
Discount

Duration
Apr-2019

Monthly Payment
£620.79

APR
4.3%

compare

Direct 2 Year Fixed £1450 Fee

Initial Rate
1.89%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£640.33

APR
3.5%

compare

Direct 2 Year Discount £499 Fee

Initial Rate
1.89%

Mortgage Type
Discount

Duration
2 years

Monthly Payment
£642.42

APR
4.5%

compare

Direct 2 Year Fixed £1499 Fee

Initial Rate
1.94%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£649.72

APR
4.2%

compare

Direct 2 Year Fixed £1499 Fee Existing Borrower

Initial Rate
1.94%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£650.35

APR
4.3%

compare

2 Year Discount £800 Fee

Initial Rate
1.95%

Mortgage Type
Discount

Duration
2 years

Monthly Payment
£648.15

APR
4.6%

compare

Direct 2 Year Fixed £1695 Fee

Initial Rate
1.95%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£651.92

APR
4.4%

compare

Intermediary 2 Year Fixed £800 Fee Limited Edition

Initial Rate
1.99%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£651.29

APR
4.7%

compare

Intermediary 2 Year Fixed £800 Fee

Initial Rate
1.99%

Mortgage Type
Fixed

Duration
May-2019

Monthly Payment
£651.14

APR
5%

compare

Direct 2 Year Fixed £999 Fee Standard

Initial Rate
1.99%

Mortgage Type
Fixed

Duration
Jun-2019

Monthly Payment
£651.56

APR
3.5%

compare

Direct / Semi Exclusive 2 Year Fixed £800 Fee Limited Edition

Initial Rate
1.99%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£651.29

APR
4.7%

compare

2 Year Discount £1499 Fee

Initial Rate
1.99%

Mortgage Type
Discount

Duration
2 years

Monthly Payment
£654.18

APR
5.1%

compare

Direct 2 Year Fixed £749 Fee C/A Premier/Advance Standard

Initial Rate
1.99%

Mortgage Type
Fixed

Duration
Jun-2019

Monthly Payment
£650.50

APR
3.5%

compare

Intermediary 2 Year Fixed £1499 Fee

Initial Rate
1.99%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£654.10

APR
4.2%

compare

2 Year Discount 0.5% Fee

Initial Rate
2.09%

Mortgage Type
Discount

Duration
Apr-2019

Monthly Payment
£658.50

APR
5.2%

compare

ATOM 2 Year Discount 0.5% Fee

Initial Rate
2.09%

Mortgage Type
Discount

Duration
Apr-2019

Monthly Payment
£658.50

APR
5.2%

compare

2 Year Fixed £800 Fee

Initial Rate
2.09%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£658.65

APR
4.7%

compare

Direct 2 Year Fixed £995 Fee

Initial Rate
2.09%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£659.48

APR
4.4%

compare

Direct 2 Year Fixed £499 Fee £150k and Over Existing Borrower

Initial Rate
2.09%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£657.36

APR
4.3%

compare

Direct 2 Year Fixed £999 Fee £150k and Over

Initial Rate
2.09%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£659.50

APR
4.3%

compare

Direct 2 Year Fixed £499 Fee Over £150k Existing Borrowers

Initial Rate
2.09%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£657.36

APR
4.3%

compare

Direct 2 Year Fixed £999 Fee Over £150k

Initial Rate
2.09%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£659.50

APR
4.3%

compare

2 Year Fixed £995 Fee Purchase

Initial Rate
2.11%

Mortgage Type
Fixed

Duration
May-2019

Monthly Payment
£661.02

APR
4.5%

compare

2 Year Fixed £895 Fee

Initial Rate
2.13%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£662.16

APR
4.9%

compare

Direct 2 Year Fixed £999 Fee

Initial Rate
2.14%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£662.63

APR
4.2%

compare

Direct 2 Year Fixed £999 Fee Existing Borrower

Initial Rate
2.14%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£663.28

APR
4.2%

compare

Direct 2 Year Fixed £995 Fee

Initial Rate
2.15%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£664.02

APR
3.7%

compare

Intermediary Premier Semi Exclusive 2 Year Fixed £999 Fee Purchase

Initial Rate
2.18%

Mortgage Type
Fixed

Duration
Mar-2019

Monthly Payment
£666.31

APR
4.4%

compare

Intermediary 2 Year Fixed £499 Fee Product Transfer <£500k

Initial Rate
2.19%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£664.90

APR
4.3%

compare

Direct / Semi Exclusive 2 Year Fixed £800 Fee

Initial Rate
2.19%

Mortgage Type
Fixed

Duration
May-2019

Monthly Payment
£666.21

APR
5.3%

compare

Intermediary 2 Year Fixed £999 Fee <£500k

Initial Rate
2.19%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£667.07

APR
4.3%

compare

Flexx For Term £999 Fee

Initial Rate
2.19%

Mortgage Type
Variable

Duration
Term

Monthly Payment
£667.07

APR
2.3%

compare

2 Year Discount £999 Fee

Initial Rate
2.19%

Mortgage Type
Discount

Duration
2 years

Monthly Payment
£666.32

APR
4.5%

compare

Intermediary 2 Year Fixed £999 Fee

Initial Rate
2.19%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£667.07

APR
4.2%

compare

Direct 2 Year Tracker £999 Fee Existing Borrowers C/A

Initial Rate
2.19%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£667.16

APR
3.6%

compare

Direct 2 Year Tracker £999 Fee Save To Buy Existing Borrowers

Initial Rate
2.19%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£667.16

APR
3.6%

compare

Direct 2 Year Tracker £999 Fee Save To Buy Existing Borrowers C/A

Initial Rate
2.19%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£667.16

APR
3.6%

compare

Direct 2 Year Fixed £995 Fee Product Transfer

Initial Rate
2.19%

Mortgage Type
Fixed

Duration
Jun-2019

Monthly Payment
£667.05

APR
4.4%

compare

2 Year Tracker £999 Fee Existing Borrowers

Initial Rate
2.19%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£667.16

APR
3.6%

compare

Direct 2 Year Tracker £999 Fee Switcher

Initial Rate
2.19%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£667.16

APR
3.5%

compare

Direct 2 Year Fixed No Fee East Midlands Only

Initial Rate
2.19%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£662.74

APR
4.5%

compare

Direct 2 Year Fixed £300 Fee

Initial Rate
2.19%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£664.04

APR
4.6%

compare

Intermediary Premier Semi Exclusive 2 Year Discount 0.4% Fee Purchase

Initial Rate
2.19%

Mortgage Type
Discount

Duration
Feb-2019

Monthly Payment
£665.39

APR
4.4%

compare

Intermediary Key Account Exclusive 2 Year Fixed £999 Fee

Initial Rate
2.21%

Mortgage Type
Fixed

Duration
May-2019

Monthly Payment
£668.59

APR
4.2%

compare

Intermediary Key Account Exclusive 2 Year Fixed £999 Fee (Scottish)

Initial Rate
2.21%

Mortgage Type
Fixed

Duration
May-2019

Monthly Payment
£668.59

APR
4.2%

compare

Intermediary Exclusive 2 Year Fixed £995 Fee Purchase

Initial Rate
2.21%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£668.70

APR
3.5%

compare

Intermediary 2 Year Fixed £995 Fee Purchase

Initial Rate
2.23%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£670.10

APR
4.9%

compare

FTB 2 Year Fixed £995 Fee

Initial Rate
2.24%

Mortgage Type
Fixed

Duration
May-2019

Monthly Payment
£670.86

APR
4.3%

compare

2 Year Fixed £995 Fee Purchase

Initial Rate
2.24%

Mortgage Type
Fixed

Duration
May-2019

Monthly Payment
£670.86

APR
4.3%

compare

Lifetime Flexible Discount £800 Fee

Initial Rate
2.24%

Mortgage Type
Variable

Duration
Term

Monthly Payment
£670.01

APR
2.3%

compare



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Recent mortgage Q&A

90% – Loans to value mortgages

90% Mortgages

90% loan-to-value mortgages are popular for the same reason as 95% mortgages are. You only need a 10% deposit and are popular with first time buyers and those who don’t wish to put down a large deposit to buy their home.

Why get a 90% LTV mortgage deal?

90% mortgages enable first time buyers and those with a smaller deposit to get on the property ladder more quickly. There is a large range of 90% LTV mortgages available from all the major high street lenders.

If you can afford to put down a 10% deposit then you’ll get a better rate and pay less in interest charges compare to a borrower who only puts down a 5% deposit.
You may have the funds but decide against putting down a larger deposit than 10% because you’ve decide to use some of your money to pay for home expenses and moving costs etc.

What are the down sides to a 90% mortgage?

90% mortgages

As is with all mortgage lenders the smaller deposit you have the more you’ll be charged in interest fees. Therefore someone with a 15% or 20% deposit is most likely able to get a better deal than someone with a 10% deposit getting a 95% loan to value mortgage.

It’s important to consider that the larger your deposit the better rate of interest you’ll be able to get and the cheaper your monthly repayments will be.

What 90% mortgage deals are available?

A quick and simple mortgage search here on the website will reveal all of the 90% LTV mortgage products from the whole UK market place. You can quickly compare 90% deals side by side to find out which lenders are offering the cheapest and best deals.

How can I get more advice?

If you require more advice then speak to one of our brokers here on the website. Our mortgage experts can offer free and friendly advice and have access to all the mortgages from the whole of the UK market place.

Related mortgage product pages

95% mortgages for first time buyers | 90% mortgages | 85% mortgages | 80% mortgages | 75% mortgages | 70% mortgages | Mortgage Broker | Mortgage Calculator

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2 year fixed rate mortgages | 3 year fixed rate mortgages | 5 year fixed rate mortgages | 10 year fixed rate mortgages | Compare all fixed rate mortgages

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