Jason Bailey

Expertly compared by Jason Bailey

Products Updated January 24, 2021

Remortgage Deals

If you need to remortgage an existing property or buy to let property to a new deal then our experts have access to a wide range of lenders and mortgage products to find you a great deal.

Free mortgage advice and brokerage service. Our experts can find you the perfect deal from thousands of products & exclusive deals:

Your home may be repossessed if you do not keep up repayments on your mortgage.

Results:1 providers expertly compared:

Lending Expert

Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

LTV
60% - 100%

Initial Rate
1.19% - 4.32%

Standard Rate (SVR)
3.94% - 4.79%

APRC
3.6%

Type
Variable & 3 ,5 & 10 Fixed Rate

Rated 4.9/ 5

All credit types

The mortgage experts at First Choice Finance can quickly assess your requirements and search the market place to find you the perfect mortgage deal. Click get a quote to make an enquiry today.

Read our customer and visitor reviews for this product:

Rating: 4 / 5 with 2 votes

Simple application process

by K Wheeler

Simple application process - broker was kind and offered advice.

Quick search

by James Hilton

This is a quick mortgage search facility and shows many lenders across the market. Impressed with the level of detail on each product.

FAQ

When you come to the end of your introductory deal, which usually lasts for between two and five years, you could be tempted to start looking at remortgaging in order to find another deal that will provide you with a lower interest rate rather than just allowing your mortgage to move onto your lender’s standard variable rate. As with all financial transactions it will depend on your specific circumstances as to whether it is more cost effective to remortgage or more cost effective to just stick with your variable rate.

When you come to the end of your introductory deal, which usually lasts for between two and five years, you could be tempted to start looking at remortgaging in order to find another deal that will provide you with a lower interest rate rather than just allowing your mortgage to move onto your lender’s standard variable rate. As with all financial transactions it will depend on your specific circumstances as to whether it is more cost effective to remortgage or more cost effective to just stick with your variable rate.

While there are plenty of cases where remortgaging will save you money, there are also other situations when remortgaging will actually cost you more in the long run. If you have a relatively small amount of mortgage left you are likely to find that the amount you will save on the lower interest payments will actually be less than it costs to move your mortgage. If you are considering using an uplift in your mortgage in order to consolidate debts, you should think very carefully about this as if you are on a 20 to 25 year repayment term you will find that you will actually end up paying significantly more in interest payments than if you keep your debts separate. Rather than consolidating debts, such as credit cards, into your mortgage you would be better off looking at alternative debt consolidation methods that are not as long term.

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