100% Recommend

Simon Nicholson

Expertly compared by Simon Nicholson

Products Updated November 9, 2021

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it.

4 providers expertly compared:

Learn More Available via broker only

Paragon Bank

Loan Amount
£20,000 - £500,000

Initial Rate
3.6%

Loan Term
5 - 25 years

Loan Type
Residential
& Buy to let

Status
Homeowners Only
Max LTV 85%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

3.6%

Total repaid will be:

£50,805

Second charge mortgages for homeowners in England, Wales and Mainland Scotland. We work hard to make sure we have a wide range of loans to meet our customers' needs. Get a quote today for a personal illustration from our award winning broker.

4 providers expertly compared:

Learn More Available via broker only

Masthaven Bank

Loan Amount
£10,000 - £500,000

Initial Rate
4.19%

Loan Term
5 - 35 years

Loan Type
Residential
& Buy to let

Status
Homeowners Only
Max LTV 75%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

4.19%

Total repaid will be:

£50,805

We were the first new bank to be awarded a banking licence in 2016. However, we’ve been providing a flexible and personalised approach to secured lending since 2004. Get a quote today for a personal illustration from our award winning broker.

4 providers expertly compared:

Learn More Available via broker only

United Trust Bank

Loan Amount
£10,000 - £125,000

Initial Rate
4.45%

Loan Term
3 - 30 years

Loan Type
Residential
& Buy to let

Status
Homeowners Only
Max LTV 85%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

4.45%

Total repaid will be:

£50,805

United Trust Bank’s highly skilled and experienced specialised mortgage team offers innovative lending products through a panel of approved introducers. Get a quote today for a personal illustration from our award winning broker.

4 providers expertly compared:

Learn More Available via broker only

Shawbrook Bank

Loan Amount
£10,000 - £500,000

Initial Rate
4.2%

Loan Term
3 - 25 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 90%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

4.2%

Total repaid will be:

£50,805

If you’re paying out for a number of different loans or credit cards, a debt consolidation loan from Shawbrook Bank could save you money every month in interest. Get a quote today for a personal illustration from our award winning broker.

Read our customer and visitor reviews for this product:

Rating: 4.6 / 5 with 31 votes

Good for secured loans

by Abdul R

Good service for secured loans with a full brokerage service. Good panel of lenders to suit most customers.

Found the right mortgage I was looking for

by Mrs Dale

Had a very positive experience using the mortgage pages. Thankyou.

 

Borrow £50,000 – £100,000 With Lending Expert

Lending Expert can help you borrow £50,000 to £100,000 for any purpose including business expenses, emergencies, home improvements and even to pay for weddings (also see wedding loans) and holidays.

We have spent years selecting the best partners across the UK and have a list of reputable lenders who can offer £50,000 to £100,000 loans, with the option to repay over 1 to 5 years.

Whether you are a tenant or homeowner, have good credit or bad, we can help find the right loan for you. With no fees for applying and no impact to your credit score, you can get an instant decision today when you apply online.

Simply use our comparison table provided and click on ‘Check My Eligibility’ next to the lender of your choice. You will be taken to our application form and asked to complete a few simple details in less than 5 minutes. If you are successfully approved, you can usually receive funds within just a few days of applying.

 

Key Features 

  • Borrow £50,000 to £100,000
  • Repaid over 1 to 5 Years
  • Monthly repayments
  • Early repayment option
  • No upfront fees
  • Direct lenders
  • Bad credit considered
  • Funds available within days

 

How Do You Find the Best £50,000 to £100,000 Loans Online?

Use Lending Expert’s price comparison table to compare £100,000 loans including:

  • The rates
  • Loan terms
  • Residential status
  • Type of loan
  • Repayment examples
  • Loan duration

By taking all the different factors into consideration, you can find the right type of loan for you (unsecured or secured) over the perfect period of time.

Our entire loan application process is completed online from start to finish, so no paperwork to fill in or need to visit your local bank or branch. The entire form is completed online and if the lender requires any supplementary information such as payslips or bank statements, you can simply forward this to them by email.

 

How Can I Borrow £100K?

Simply use our price comparison table provided and select the right product and lender of your choice. We proudly offer a range of secured and unsecured options, whether you can leverage your strong credit score to get the money you need or you can use your property or home as security and access finance through remortgaging, homeowner loans or even equity release.

 

What Are The Types of £50,000 Loans Available From Lending Expert?

Loans for £50,000 and £100,000 are broadly categorised as being either secured or unsecured, which means they will be borrowed against security or something valuable such as your car or home. This can often help those looking for loans with bad credit histories or if they need to consolidate some debt.

 

Unsecured loans – This is where your loan is not secured against any collateral and your eligibility is based on your income, employment and credit status – hence they can be better suited for people with good credit scores. Examples include personal loans, business loans and other types of short term loans. Competitive rates start from just 2.89% APR. 

 

Secured loans – You will need to have some form of security or collateral to be eligible such as a car, van or property – but this may be at risk of repossession if you are unable to keep up with repayments. They are popular for homeowners who are looking to raise large sums, maybe to consolidate their debts, pay for home improvements, school fees, weddings or funerals. Examples of secured loans include second mortgages, homeowner loans and logbook loans – with competitive rates starting from 3.34% APRC.

 

Equity release – This can be an effective way to release equity that is currently tied up in your home. If you are over 55, you could be eligible for equity release when you can essentially ‘sell off’ part of your home, to receive a large cash sum, tax-free. The idea is that you can use the money straight away for everyday purposes or expenses, whilst continuing to live in your home until you die or go into long-term care, until the lender claims their stake in your property.

 

What is the Eligibility Criteria to Borrow £50,000 – £100,000?

The eligibility criteria to borrow £50,000 or apply for £100,000 loans may vary from lender-to-lender, but the general requirements are:

 

  • Over the age of 18
  • UK residents only
  • In stable employment (full-time or part-time)
  • A regular income and can afford repayments
  • Tenants and homeowners considered
  • Good or fair (for unsecured loans)
  • Owner of security such as a vehicle or home (secured loans)

 

Can I Borrow £50,000 – £100,000 With Bad Credit?

Yes, there are £100,000 loans for people with bad credit available from Lending Expert. So if you have been turned down for traditional loans due to your credit score – do not worry. 

We understand that keeping a perfect credit score is very hard to do, especially with running a home and rising living costs. 

Our panel includes a number of lenders who are willing to take a view on bad credit. In some cases, you may need to use security such as your vehicle or property to be eligible.

Our £100,000 lenders just need to know that you have a stable income and employment and can afford monthly repayments. If you have a desire to repay your loan on time, you can certainly be considered with a bad credit history.

 

What Can I Borrow £50,000 or £100,000 For?

Some common things people may use £50K or £100K loans for include:

  • To help purchase a vehicle
  • To make home improvements 
  • For consolidating debts
  • For unexpected emergencies
  • To pay for weddings (also see Wedding Loans)
  • Funeral expenses
  • Starting a business
  • Gifting to family and friends
  • Pay a tax bill

 

What is the Cheapest Way to Borrow £50,000 or £100,000?

If you are looking for £50,000 or £100,000 loans with cheap rates, these are usually available for people with good or fair credit scores. With rates available from around 3% APR, these can be offered to customers who present the lowest risks, since they have a long history of repaying other forms of credit on time and perhaps have a homeowner status.

You can also get low rates if you are using a secured loan and the vehicle or home that you are using as collateral is very valuable. Our lenders will take multiple checks into consideration such as your monthly income, credit status and affordability to determine what rates you will be offered. But you can always use our comparison tables to compare rates and find the best deals for you.

 

Things to Consider When You Need to Borrow £50,000 – £100,000

If you’re wanting to take out a loan of £50,000 – £100,000, it’s worth considering the following factors to ensure you’re making the right decision:

 

  • Why are you borrowing £50,000 – £100,000? 
  • Is taking out a loan the best option for your situation? 
  • What type of loan is right for you?
  • Have you explored enough lenders and loan options to be confident in your decision? 

 

When you borrow £50,000 – £100,000, it’s important to carefully consider the agreement you’re getting into – fully understanding the terms of the loan, the repayments you’ll be expected to meet and what happens if you cannot make them.

Making sure you’ve given careful thought and consideration to your borrowing needs, and what you can comfortably afford before taking out a loan, as this can help you make a more informed decision on the loan that best suits your needs and requirements. 

 

Apply to Borrow £50,000 – £100,000 With Lending Expert

You can apply for £100,000 today with Lending Expert – simply browse through the loan options above and click “Check My Eligibility” to be taken to our online application form.

We work with direct lenders only, so you have peace of mind knowing that your information will be kept safely and securely and not sent to other third parties.

The average application takes less than 5 minutes to complete and will often provide an instant decision on the screen.

Subject to further checks, if your loan is approved and all checks are successful, you can receive your funds in a matter of days or weeks in one lump sum.

Related Links

Loan Calculator

Use our loan calculator to get an estimate of the costs, repayments and interest charges.

£1,000 - £5,000 loans

Unsecured loans to suit most applicants. Compare rates and apply online from direct lenders.

£2,000 - £3,000 loans

Unsecured loans for any purpose. Compare rates and get a quote online.

£4,000 - £6,000 loans

Borrow what you need and compare rates online.

£7,000 - £8,000 loans

Rates for all credit types, pensioners and the self employed.

£9,000 - £12,000 loans

We can quickly check your eligibility and get a loan decision online within a few minutes.

£10,000 - £25,000 loans

An unsecured loan for any purpose. Rates to suit most applicant types. Apply online with Lending Expert.

£11,000 loans

Compare loans and apply over 1 - 5 years from approved lenders with Lending Expert

£13000 - £16,000 loans

Apply with Lending Expert & borrow what you need from UK lenders. Compare rates and loans side-by-side.

£14000 - £18,000 loans

Loans for most applicants. Solutions for buying a car, debt consolidation or home improvements.

£15,000 - £20,000 loans

Get a quick online loan decision from our approved unsecured lenders. Apply online with Lending Expert.

£17,000 loans

Apply & Lending Expert can get you a pre-approved for the loan you need quickly.

£19,000 loans

Compare loan rates from 2.9%. Apply online and get a quick decision with Lending Expert.

£21,000 - £22,000 loans

Apply & borrow over £20K with personal loan rates at 2.9% APR with Lending Expert.

£23,000 - £24,000 loans

Find out which loans and rates are available to you with Lending Expert.

£30,000 - £40,000 loans

Apply online and get your eligibility with Lending Expert.

£60000 - £70,000 loans

Apply for a wide range of uses. Calculate the costs and repayment interest charges.

£80,000 - £90,000 loans

Apply online with Lending Expert for larger loans secured against residential property and buy to let properties. Get expert advice from our brokers.

£50,000 - £100,000 loans

Apply with Lending Expert to borrow £50K - £100K over 3 - 30 years. Rates to suit most applicant types. Check your eligibility online.