Borrow £50,000 – £100,000 With Lending Expert
Lending Expert can help you borrow £50,000 to £100,000 for any purpose including business expenses, emergencies, home improvements and even to pay for weddings (also see wedding loans) and holidays.
We have spent years selecting the best partners across the UK and have a list of reputable lenders who can offer £50,000 to £100,000 loans, with the option to repay over 1 to 5 years.
Whether you are a tenant or homeowner, have good credit or bad, we can help find the right loan for you. With no fees for applying and no impact to your credit score, you can get an instant decision today when you apply online.
Simply use our comparison table provided and click on ‘Check My Eligibility’ next to the lender of your choice. You will be taken to our application form and asked to complete a few simple details in less than 5 minutes. If you are successfully approved, you can usually receive funds within just a few days of applying.
- Borrow £50,000 to £100,000
- Repaid over 1 to 5 Years
- Monthly repayments
- Early repayment option
- No upfront fees
- Direct lenders
- Bad credit considered
- Funds available within days
How Do You Find the Best £50,000 to £100,000 Loans Online?
Use Lending Expert’s price comparison table to compare £100,000 loans including:
- The rates
- Loan terms
- Residential status
- Type of loan
- Repayment examples
- Loan duration
By taking all the different factors into consideration, you can find the right type of loan for you (unsecured or secured) over the perfect period of time.
Our entire loan application process is completed online from start to finish, so no paperwork to fill in or need to visit your local bank or branch. The entire form is completed online and if the lender requires any supplementary information such as payslips or bank statements, you can simply forward this to them by email.
How Can I Borrow £100K?
Simply use our price comparison table provided and select the right product and lender of your choice. We proudly offer a range of secured and unsecured options, whether you can leverage your strong credit score to get the money you need or you can use your property or home as security and access finance through remortgaging, homeowner loans or even equity release.
What Are The Types of £50,000 Loans Available From Lending Expert?
Loans for £50,000 and £100,000 are broadly categorised as being either secured or unsecured, which means they will be borrowed against security or something valuable such as your car or home. This can often help those looking for loans with bad credit histories or if they need to consolidate some debt.
Unsecured loans – This is where your loan is not secured against any collateral and your eligibility is based on your income, employment and credit status – hence they can be better suited for people with good credit scores. Examples include personal loans, business loans and other types of short term loans. Competitive rates start from just 2.89% APR.
Secured loans – You will need to have some form of security or collateral to be eligible such as a car, van or property – but this may be at risk of repossession if you are unable to keep up with repayments. They are popular for homeowners who are looking to raise large sums, maybe to consolidate their debts, pay for home improvements, school fees, weddings or funerals. Examples of secured loans include second mortgages, homeowner loans and logbook loans – with competitive rates starting from 3.34% APRC.
Equity release – This can be an effective way to release equity that is currently tied up in your home. If you are over 55, you could be eligible for equity release when you can essentially ‘sell off’ part of your home, to receive a large cash sum, tax-free. The idea is that you can use the money straight away for everyday purposes or expenses, whilst continuing to live in your home until you die or go into long-term care, until the lender claims their stake in your property.
What is the Eligibility Criteria to Borrow £50,000 – £100,000?
The eligibility criteria to borrow £50,000 or apply for £100,000 loans may vary from lender-to-lender, but the general requirements are:
- Over the age of 18
- UK residents only
- In stable employment (full-time or part-time)
- A regular income and can afford repayments
- Tenants and homeowners considered
- Good or fair (for unsecured loans)
- Owner of security such as a vehicle or home (secured loans)
Can I Borrow £50,000 – £100,000 With Bad Credit?
Yes, there are £100,000 loans for people with bad credit available from Lending Expert. So if you have been turned down for traditional loans due to your credit score – do not worry.
We understand that keeping a perfect credit score is very hard to do, especially with running a home and rising living costs.
Our panel includes a number of lenders who are willing to take a view on bad credit. In some cases, you may need to use security such as your vehicle or property to be eligible.
Our £100,000 lenders just need to know that you have a stable income and employment and can afford monthly repayments. If you have a desire to repay your loan on time, you can certainly be considered with a bad credit history.
What Can I Borrow £50,000 or £100,000 For?
Some common things people may use £50K or £100K loans for include:
- To help purchase a vehicle
- To make home improvements
- For consolidating debts
- For unexpected emergencies
- To pay for weddings (also see Wedding Loans)
- Funeral expenses
- Starting a business
- Gifting to family and friends
- Pay a tax bill
What is the Cheapest Way to Borrow £50,000 or £100,000?
If you are looking for £50,000 or £100,000 loans with cheap rates, these are usually available for people with good or fair credit scores. With rates available from around 3% APR, these can be offered to customers who present the lowest risks, since they have a long history of repaying other forms of credit on time and perhaps have a homeowner status.
You can also get low rates if you are using a secured loan and the vehicle or home that you are using as collateral is very valuable. Our lenders will take multiple checks into consideration such as your monthly income, credit status and affordability to determine what rates you will be offered. But you can always use our comparison tables to compare rates and find the best deals for you.
Things to Consider When You Need to Borrow £50,000 – £100,000
If you’re wanting to take out a loan of £50,000 – £100,000, it’s worth considering the following factors to ensure you’re making the right decision:
- Why are you borrowing £50,000 – £100,000?
- Is taking out a loan the best option for your situation?
- What type of loan is right for you?
- Have you explored enough lenders and loan options to be confident in your decision?
When you borrow £50,000 – £100,000, it’s important to carefully consider the agreement you’re getting into – fully understanding the terms of the loan, the repayments you’ll be expected to meet and what happens if you cannot make them.
Making sure you’ve given careful thought and consideration to your borrowing needs, and what you can comfortably afford before taking out a loan, as this can help you make a more informed decision on the loan that best suits your needs and requirements.
Apply to Borrow £50,000 – £100,000 With Lending Expert
You can apply for £100,000 today with Lending Expert – simply browse through the loan options above and click “Check My Eligibility” to be taken to our online application form.
We work with direct lenders only, so you have peace of mind knowing that your information will be kept safely and securely and not sent to other third parties.
The average application takes less than 5 minutes to complete and will often provide an instant decision on the screen.
Subject to further checks, if your loan is approved and all checks are successful, you can receive your funds in a matter of days or weeks in one lump sum.