Tracker Mortgages

We can help you quickly compare and view the best tracker mortgages from the whole mortgage market place. Simply use the search filters to compare tracker mortgages side-by-side and get real time rates and deals on offer.

change

This content comes from a hidden element on this page.

The inline option preserves bound JavaScript events and changes, and it puts the content back where it came from when it is closed.

Click me, it will be preserved!

If you try to open a new Colorbox while it is already open, it will update itself with the new content.

Updating Content Example:
Click here to load new content

Mortgage Expert



Mortgage calculator - How much do you want to borrow?

Searching: Standard

change

Speak to an advisor on 0161 731 0094 or Request a call back Today

2 Year Tracker £999 Fee Existing Borrowers

Initial Rate
1.24%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£465.48

APR
3.4%

compare

Intermediary 2 Year Tracker £995 Fee Purchase

Initial Rate
1.29%

Mortgage Type
Tracker

Duration
Apr-2019

Monthly Payment
£468.29

APR
3.5%

compare

Direct 2 Year Tracker £995 Fee Purchase

Initial Rate
1.29%

Mortgage Type
Tracker

Duration
Apr-2019

Monthly Payment
£464.41

APR
3.5%

compare

Intermediary 2 Year Tracker £999 Fee

Initial Rate
1.34%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£470.95

APR
4.1%

compare

2 Year Tracker £999 Fee

Initial Rate
1.34%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£471.03

APR
3.4%

compare

FTB 2 Year Tracker £999 Fee

Initial Rate
1.34%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£471.03

APR
3.4%

compare

Direct 2 Year Tracker £999 Fee Existing Borrowers C/A

Initial Rate
1.34%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£471.03

APR
3.4%

compare

Direct 2 Year Tracker £999 Fee Switcher

Initial Rate
1.34%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£471.03

APR
3.3%

compare

Direct 2 Year Tracker £999 Fee C/A

Initial Rate
1.44%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£476.62

APR
3.4%

compare

Direct FTB 2 Year Tracker £999 Fee C/A

Initial Rate
1.44%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£476.62

APR
3.4%

compare

2 Year Tracker £995 Fee Purchase

Initial Rate
1.49%

Mortgage Type
Tracker

Duration
May-2019

Monthly Payment
£479.34

APR
4.1%

compare

Intermediary 2 Year Tracker £999 Fee Purchase

Initial Rate
1.49%

Mortgage Type
Tracker

Duration
Mar-2019

Monthly Payment
£479.36

APR
3.5%

compare

2 Year Tracker £995 Fee Purchase Freedom To Fix

Initial Rate
1.5%

Mortgage Type
Tracker

Duration
May-2019

Monthly Payment
£479.90

APR
4.1%

compare

2 Year Tracker £999 Fee

Initial Rate
1.54%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£482.18

APR
4%

compare

2 Year Tracker £999 Fee (Scottish)

Initial Rate
1.54%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£482.18

APR
4%

compare

Direct / Semi Exclusive 2 Year Tracker £800 Fee

Initial Rate
1.59%

Mortgage Type
Tracker

Duration
May-2019

Monthly Payment
£484.21

APR
5.2%

compare

2 Year Tracker No Fee Existing Borrowers

Initial Rate
1.64%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£483.87

APR
3.4%

compare

Intermediary 2 Year Tracker No Fee

Initial Rate
1.69%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£486.62

APR
4.1%

compare

Direct 2 Year Tracker £995 Fee

Initial Rate
1.7%

Mortgage Type
Tracker

Duration
Apr-2019

Monthly Payment
£491.26

APR
3.6%

compare

2 Year Tracker £199 Fee

Initial Rate
1.7%

Mortgage Type
Tracker

Duration
Feb-2019

Monthly Payment
£488.15

APR
4.9%

compare

Intermediary 2 Year Tracker No Fee Purchase

Initial Rate
1.74%

Mortgage Type
Tracker

Duration
Apr-2019

Monthly Payment
£489.60

APR
3.5%

compare

3 Year Tracker £995 Fee Purchase

Initial Rate
1.74%

Mortgage Type
Tracker

Duration
May-2020

Monthly Payment
£493.55

APR
3.9%

compare

FTB 2 Year Tracker No Fee

Initial Rate
1.74%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£489.54

APR
3.5%

compare

2 Year Tracker No Fee

Initial Rate
1.74%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£489.54

APR
3.4%

compare

Direct 2 Year Tracker No Fee Existing Borrowers C/A

Initial Rate
1.74%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£489.54

APR
3.4%

compare

Direct 2 Year Tracker No Fee Switcher

Initial Rate
1.74%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£489.54

APR
3.4%

compare

Direct 2 Year Tracker No Fee Purchase

Initial Rate
1.74%

Mortgage Type
Tracker

Duration
Apr-2019

Monthly Payment
£489.60

APR
3.5%

compare

Direct 2 Year Tracker £995 Fee Purchase

Initial Rate
1.79%

Mortgage Type
Tracker

Duration
Apr-2019

Monthly Payment
£496.55

APR
3.9%

compare

Direct 2 Year Tracker £995 Fee

Initial Rate
1.79%

Mortgage Type
Tracker

Duration
Apr-2019

Monthly Payment
£492.43

APR
3.8%

compare

Intermediary 2 Year Tracker £995 Fee Purchase

Initial Rate
1.79%

Mortgage Type
Tracker

Duration
Apr-2019

Monthly Payment
£492.43

APR
3.6%

compare

Professional 2 Year Tracker £999 Fee Purchase

Initial Rate
1.79%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£496.55

APR
3.6%

compare

Intermediary 2 Year Tracker £995 Fee Purchase

Initial Rate
1.79%

Mortgage Type
Tracker

Duration
Apr-2019

Monthly Payment
£496.55

APR
3.6%

compare

Direct FTB 2 Year Tracker No Fee C/A

Initial Rate
1.84%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£495.25

APR
3.5%

compare

Direct 2 Year Tracker No Fee C/A

Initial Rate
1.84%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£495.25

APR
3.4%

compare

2 Year Tracker £995 Fee Purchase Flexible

Initial Rate
1.89%

Mortgage Type
Tracker

Duration
May-2019

Monthly Payment
£502.20

APR
4.2%

compare

Flexible 2 Year Tracker £999 Fee Purchase

Initial Rate
1.89%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£502.32

APR
3.6%

compare

5 Year Tracker £999 Fee

Initial Rate
1.94%

Mortgage Type
Tracker

Duration
5 years

Monthly Payment
£505.12

APR
3.1%

compare

2 Year Tracker £999 Fee

Initial Rate
1.94%

Mortgage Type
Tracker

Duration
2 years

Monthly Payment
£505.12

APR
3.5%

compare

5 Year Tracker £999 Fee Existing Borrowers

Initial Rate
1.99%

Mortgage Type
Tracker

Duration
5 years

Monthly Payment
£508.12

APR
3.1%

compare

Direct 2 Year Tracker No Fee

Initial Rate
2.03%

Mortgage Type
Tracker

Duration
Apr-2019

Monthly Payment
£506.13

APR
3.6%

compare

2 Year Tracker No Fee Purchase

Initial Rate
2.04%

Mortgage Type
Tracker

Duration
May-2019

Monthly Payment
£506.71

APR
4.1%

compare

Direct FTB 2 Year Tracker No Fee

Initial Rate
2.09%

Mortgage Type
Tracker

Duration
Apr-2019

Monthly Payment
£509.77

APR
3.6%

compare

FTB 5 Year Tracker £999 Fee

Initial Rate
2.09%

Mortgage Type
Tracker

Duration
5 years

Monthly Payment
£513.98

APR
3.3%

compare

5 Year Tracker £999 Fee

Initial Rate
2.09%

Mortgage Type
Tracker

Duration
5 years

Monthly Payment
£513.98

APR
3.2%

compare

Direct Term Tracker £1450 Fee

Initial Rate
2.09%

Mortgage Type
Tracker

Duration
Term

Monthly Payment
£509.62

APR
2.3%

compare

Lifetime Tracker £999 Fee (Scottish)

Initial Rate
2.14%

Mortgage Type
Tracker

Duration
Term

Monthly Payment
£516.84

APR
2.2%

compare

Lifetime Tracker £999 Fee

Initial Rate
2.14%

Mortgage Type
Tracker

Duration
Term

Monthly Payment
£516.84

APR
2.2%

compare

Direct Lifetime Tracker £749 Fee C/A Premier/Advance Standard

Initial Rate
2.14%

Mortgage Type
Tracker

Duration
Term

Monthly Payment
£515.34

APR
2.2%

compare

Direct Lifetime Tracker £999 Fee Standard

Initial Rate
2.14%

Mortgage Type
Tracker

Duration
Term

Monthly Payment
£516.41

APR
2.2%

compare

3 Year Tracker No Fee Purchase

Initial Rate
2.34%

Mortgage Type
Tracker

Duration
May-2020

Monthly Payment
£524.32

APR
4%

compare



close

Get professional mortgage advice from our approved mortgage experts

Mortgages | Fixed Rate | Variable Rate | First Time Buyer | Buy to Let | Interest Only | Remortgages | Tracker | Mortgage Lenders


Recent mortgage Q&A

What is a tracker mortgage?

Tracker Mortgages

A tracker mortgage as the name implies tracks the Bank of England base rate and is a type of variable rate mortgage. This means that if the BOE base rate goes up then so does the cost of your mortgage, and likewise if the base rate goes down then so does the cost of your mortgage.

Tracker mortgage products will track the base rate by a set percentage. For example your lender may charge you 1 or 2% above the prevailing base rate.

What are the rates offered?

The actual percentage amount you are charged will usually be dictated by the amount of security provided to the lender. The higher the LTV (loan to value) figure, e.g. 95% the more interest you are likely to be charged, and the lower LTV (e.g. 60%) the less interest you will be charged.

The best tracker deals are reserved for borrowers with high amounts of equity within their home, and therefore offer less risk to the lender.

How long does a tracker mortgage last for?

Tracker mortgages can last for as little as one year or may run for the lifetime of the mortgage. After you tracker deal expires then you will automatically be placed on your lenders Standard Variable Rate (SVR) deal which is likely to charge a higher rate of interest.

Tracker rate mortgage vs a fixed rate deal?

Fixed Rate Mortgages

With historically low interest rates like we are currently experiencing a tracker mortgage can be a good deal.

What are the drawbacks?

Unlike a fixed rate mortgage the cost of a tracker mortgage can go up or down depending on interest rates.

If we were to experience a sudden rise in interest rates then this would increase the cost of your mortgage and may have a negative impact on your finances if you have a tight budget.

What deals are in the market place?

Every mortgage lender in the UK has a range of tracker mortgages to choose from. Using the mortgage search and find facility here on the website will display the hundreds of tracker mortgage deals available from the whole UK market place.

How can I get further mortgage advice?

For advice speak to a mortgage expert here on the website. Our advice is free and we’ll provide you with choice and options from the whole UK mortgage market place.

Related mortgage product pages

95% mortgages for first time buyers | 90% mortgages | 85% mortgages | 80% mortgages | 75% mortgages | 70% mortgages | Mortgage Broker | Mortgage Calculator

Related fixed rate mortgage deals

2 year fixed rate mortgages | 3 year fixed rate mortgages | 5 year fixed rate mortgages | 10 year fixed rate mortgages | Compare all fixed rate mortgages

Related mortgage articles

We are independently reviewed by our verified customers and web users:
Rating: 4.4 / 5 with 7 votes

Lending Expert - We Are Regulated Market Experts