Fixed Rate Mortgages

View and compare the best fixed rate mortgages and lenders from the whole UK market place. If you are specifically looking for a great fixed rate mortgage deal then we can help find you the best rates from a wide range of mortgage lenders, banks and building societies.

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Mortgage Expert



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Intermediary 2 Year Fixed £1499 Fee

Initial Rate
1.23%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£466.78

APR
4.1%

compare

2 Year Fixed £999 Fee Existing Borrowers

Initial Rate
1.24%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£465.48

APR
3.4%

compare

Direct 2 Year Fixed £999 Fee Standard

Initial Rate
1.24%

Mortgage Type
Fixed

Duration
Jun-2019

Monthly Payment
£465.02

APR
3.4%

compare

Direct 2 Year Fixed £749 Fee C/A Premier/Advance Standard

Initial Rate
1.24%

Mortgage Type
Fixed

Duration
Jun-2019

Monthly Payment
£464.05

APR
3.4%

compare

Direct 2 Year Fixed £1495 Fee

Initial Rate
1.26%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£468.43

APR
4.3%

compare

Direct 2 Year Fixed £1695 Fee

Initial Rate
1.27%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£469.77

APR
4.3%

compare

Direct 2 Year Fixed £995 Fee Purchase

Initial Rate
1.28%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£467.60

APR
3.5%

compare

Direct 2 Year Fixed £1499 Fee Existing Borrower

Initial Rate
1.29%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£470.12

APR
4.3%

compare

Direct / Semi Exclusive 2 Year Fixed £800 Fee

Initial Rate
1.31%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£468.50

APR
5.2%

compare

Direct 2 Year Fixed £1495 Fee

Initial Rate
1.32%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£471.90

APR
3.9%

compare

Direct 2 Year Fixed £995 Fee Existing Borrower

Initial Rate
1.33%

Mortgage Type
Fixed

Duration
Mar-2019

Monthly Payment
£470.38

APR
3.8%

compare

Intermediary 2 Year Fixed £499 Fee Product Transfer <£500k

Initial Rate
1.34%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£468.99

APR
4.2%

compare

Direct 2 Year Fixed £1499 Fee

Initial Rate
1.34%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£472.32

APR
4%

compare

2 Year Fixed £999 Fee

Initial Rate
1.34%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£471.03

APR
3.4%

compare

Intermediary 2 Year Fixed £999 Fee <£500k

Initial Rate
1.34%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£470.95

APR
4.2%

compare

Direct 2 Year Fixed £1450 Fee

Initial Rate
1.34%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£467.03

APR
3.4%

compare

Direct 2 Year Fixed £999 Fee Existing Borrower C/A

Initial Rate
1.34%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£471.03

APR
3.4%

compare

Direct 2 Year Fixed £999 Fee Switcher

Initial Rate
1.34%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£471.03

APR
3.3%

compare

2 Year Fixed £999 Fee

Initial Rate
1.34%

Mortgage Type
Fixed

Duration
May-2019

Monthly Payment
£470.95

APR
4%

compare

2 Year Fixed £999 Fee (Scottish)

Initial Rate
1.34%

Mortgage Type
Fixed

Duration
May-2019

Monthly Payment
£470.95

APR
4%

compare

FTB 2 Year Fixed £999 Fee

Initial Rate
1.34%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£471.03

APR
3.5%

compare

2 Year Fixed £1395 Fee

Initial Rate
1.35%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£473.14

APR
4.8%

compare

Intermediary 2 Year Fixed £995 Fee

Initial Rate
1.37%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£472.61

APR
4.8%

compare

Intermediary 2 Year Fixed £999 Fee

Initial Rate
1.38%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£473.18

APR
4.1%

compare

Intermediary 2 Year Fixed £995 Fee Purchase

Initial Rate
1.39%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£473.86

APR
3.5%

compare

Intermediary 2 Year Fixed £499 Fee Product Transfer <£500k

Initial Rate
1.39%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£471.77

APR
4.2%

compare

Direct / Semi Exclusive 2 Year Fixed £1250 Fee

Initial Rate
1.39%

Mortgage Type
Fixed

Duration
Feb-2019

Monthly Payment
£473.75

APR
4.6%

compare

Intermediary 2 Year Fixed £999 Fee Purchase

Initial Rate
1.39%

Mortgage Type
Fixed

Duration
Mar-2019

Monthly Payment
£473.74

APR
3.5%

compare

Direct 2 Year Fixed £1695 Fee Purchase

Initial Rate
1.39%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£476.49

APR
4.3%

compare

Direct 2 Year Fixed £1475 Fee

Initial Rate
1.39%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£475.62

APR
4.3%

compare

Direct 2 Year Fixed £1695 Fee Remortgage

Initial Rate
1.39%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£476.49

APR
4.2%

compare

Direct 2 Year Fixed £995 Fee Purchase

Initial Rate
1.39%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£473.86

APR
3.5%

compare

2 Year Fixed £995 Fee Purchase

Initial Rate
1.4%

Mortgage Type
Fixed

Duration
May-2019

Monthly Payment
£474.31

APR
4.3%

compare

Direct 2 Year Fixed £995 Fee Purchase

Initial Rate
1.41%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£474.96

APR
3.5%

compare

Direct 2 Year Fixed £995 Fee Purchase

Initial Rate
1.41%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£474.96

APR
3.5%

compare

Intermediary 2 Year Fixed £995 Fee Purchase

Initial Rate
1.41%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£474.96

APR
3.5%

compare

Intermediary 2 Year Fixed £995 Fee Purchase

Initial Rate
1.41%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£474.96

APR
3.5%

compare

Intermediary 2 Year Fixed £995 Fee Purchase

Initial Rate
1.44%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£476.53

APR
4.8%

compare

Direct 2 Year Fixed £999 Fee C/A

Initial Rate
1.44%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£476.62

APR
3.4%

compare

Direct FTB 2 Year Fixed £999 Fee C/A

Initial Rate
1.44%

Mortgage Type
Fixed

Duration
2 years

Monthly Payment
£476.62

APR
3.4%

compare

Direct 2 Year Fixed £999 Fee Existing Borrower

Initial Rate
1.44%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£476.54

APR
4.1%

compare

2 Year Fixed £999 Fee

Initial Rate
1.45%

Mortgage Type
Fixed

Duration
Mar-2019

Monthly Payment
£477.11

APR
4%

compare

Direct Offset 2 Year Fixed £1495 Fee

Initial Rate
1.46%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£479.64

APR
4.3%

compare

Direct 3 Year Fixed £999 Fee Standard

Initial Rate
1.49%

Mortgage Type
Fixed

Duration
Jun-2020

Monthly Payment
£478.96

APR
3.3%

compare

Direct 3 Year Fixed £749 Fee C/A Premier/Advance Standard

Initial Rate
1.49%

Mortgage Type
Fixed

Duration
Jun-2020

Monthly Payment
£477.96

APR
3.2%

compare

Direct 2 Year Fixed £995 Fee Product Transfer

Initial Rate
1.49%

Mortgage Type
Fixed

Duration
Jun-2019

Monthly Payment
£479.34

APR
4.2%

compare

Professional 2 Year Fixed £1499 Fee Purchase

Initial Rate
1.49%

Mortgage Type
Fixed

Duration
May-2019

Monthly Payment
£481.45

APR
3.5%

compare

2 Year Fixed £895 Fee

Initial Rate
1.5%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£479.60

APR
4.3%

compare

Direct 2 Year Fixed £495 Fee Incentives

Initial Rate
1.52%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£479.15

APR
3.7%

compare

Direct 2 Year Fixed £995 Fee

Initial Rate
1.52%

Mortgage Type
Fixed

Duration
Apr-2019

Monthly Payment
£481.03

APR
4.3%

compare



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Recent mortgage Q&A

What is a fixed rate mortgage?

Fixed Rate Mortgages

A fixed rate mortgage is a type of mortgage whereby the interest rate that you pay is fixed over a set term. For example the interest rate could be fixed for 2, 3, 5 or even 10 years.

After the fixed rate term is over the mortgage then reverts to your lenders standard variable rate (SVR) mortgage that tracks the Bank of England base rate (BOE). Standard variable rate mortgages can go up or down in cost with changes in the BOE base rate fluctuations.

Why do people choose fixed rate mortgages?

Fixed rate mortgages provide a period of certainty and peace of mind for the borrower that the cost of the mortgage will not rise or fall for the fixed rate period they have chosen.
This allows families to budget for their home expenses and costs knowing that the cost of their mortgage isn’t going to change within the fixed period.

Some people choose a fixed rate deal to “lock in” a fixed interest rate for a period of time if they feel that the interest rates are going to rise in the near future. This then provides potentially a cost saving and knowing that they will not be susceptible to future rate rises.

What are the disadvantages of a fixed rate mortgage?

Variable Rate Mortgages

Variable Rate Mortgages

In the event that interest rates where to fall within this period you would not benefit as you will be stuck with a fixed rate. There is also likely to be higher set up charges and higher early redemption charges if you were try and pull out of your mortgage before the end of the fixed term.

Fixed rate deals

Fixed rate deals are available on a whole range of mortgages, from fixed rate buy to let mortgages, interest only mortgages and capital repayment mortgages. Every UK mortgage lender provides a range of fixed rate mortgage products to choose from.

How can I get more advice?

If you are unsure what is the best type of mortgage for you then speak to one of our mortgage experts here on the website. They will be able to explain all the options that are open to you and will help to answer any questions or concerns you may have. Our mortgage comparison tools find and display all the fixed rate deals from the whole UK market place.

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