Simon Nicholson

Expertly compared by Simon Nicholson

Products Updated June 18, 2019

Cheap £30,000 – £40,000 Loans

If you want to borrow £30,000 – £40,000 or more then we’ve listed our top choice loan providers who offer larger loans over 3 – 30 years. These lenders offer secured loans for homeowners only. All credit types considered and we’ll compare the market to find you the very best deals.

This calculator will give you an idea of costs. The exact amount and APR payable will be provided from the lender subject to credit and affordability checks.

Your monthly payment will be:


Interest on this loan will be:


Annual Percentage Rate (APR):


Total repaid will be:


Homeowners - Our award winning experts can compare the cheapest loan deals from over 19 approved Lenders. All credit types accepted:

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it.

Questions? Call us on 0161 820 8099

1 providers expertly compared:

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All credit types
Rated 5.0/ 5

Smart Money Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.


Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£10,000 - £1,000,000

Representative APRC
From 7.1%

Loan Term
3 - 35 years

Loan Type
& Buy to Let

Homeowners Only
Max LTV 100%

Award winning broker of the year Smart Money have made it to the top of our list as our No 1 recommended provider for homeowner and buy to let loans. They are independent and have access to the major lenders in the market.

Representative Example

Read our customer and visitor reviews for this product:
Rating: 4.6 / 5 with 30 votes
Found the right mortgage I was looking for
by Mrs Dale

Had a very positive experience using the mortgage pages. Thankyou.

Secured loan quote
by Sarah Hinde

Received a secured loan quote and found the website very simple and easy to use. Would be happy to use again.

What are the monthly repayments on a £30,000 loan?

£30,000 loan repayments

Use the repayments calculator above to see an estimate of how much a £30K loan will costs each month. The exact cost and charges will very depending on the lender and interest rates applied to the loan when you make an application. Simply change the loan amount on the calculator depending on how much you wish to borrow.

Apply for a £30,000 – £40,000 Loan

To get started you can request a quote above and our experts will provide you with a personal illustration. They will compare all the lenders on their panel to see which can offer you the loan you need at the cheapest interest rate. Solutions for all credit types including bad credit loans and for older borrowers including pensioners and retired applicants.


Lending Expert is a credit broker and comparison website, we're not a lender.

We bring together the very best financial providers and products from across the market place.

Warning: Late repayment can cause you serious money problems.
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