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We've been trusted loan comparison by thousands of customers since 2013.


The Independent review organisation Reviews.co.uk report that reviewers recommend Lending Expert.

Lending Expert's

We’re finance experts. This means we know our stuff when it comes to helping our customers find the right personal loan for them. We know where the best deals are and have access to exclusive deals just for Lending Expert customers.

Huge Market Comparison

As a comparison website and credit broker we’re not tied to one credit card provider. This means we can search the wider market to find you the best personal loan deals from across the UK.

Authorised & Regulated

Lending Expert is an FCA regulated credit broker which means if you decide to proceed with loan you can be assured you are dealing with a legitimate and reputable finance company.

Saving You Money

We will search the market to find you the best loan deals. Our comparison service will save you time and money and ensure you're getting the right type of consolidation loan available.

Using a personal debt consolidation loan can help you consolidate all your outstanding debts into one single, more convenient personal loan, giving you one single monthly repayment to make and helping you pay off your debts in a more practical and cost effective way.


How can I apply for a loan with Lending Expert?

You can simply use this page to check your eligibility and apply for a loan between £11k – £25K from our panel of secured and unsecured lenders. The application process only takes a few minutes and there is no obligation to proceed with a quote. We work with a wide range of lenders from banks, building societies, challenger banks and private lenders. This means we can compare the market to find a loan that not only meets your requirements but also at the lowest rates.


What can the loan be used for?

Our lenders can issue loans for any legal purpose with the most popular options being:

  • Debt consolidation purposes such as repaying existing credit and loans
  • Making home improvements
  • Purchasing a new car or vehicle
  • Business or self-employment funding
  • Large expenses or purchases and unexpected costs such as tax bills or emergencies.


Key Features

  • Borrow £11,000 to £25,000
  • Repaid long term over 1 to 30 years
  • Equal monthly repayments
  • Working with direct lenders via our authorised broker
  • Repaid on your pay date
  • Secured and unsecured lending options

What is the Eligibility Criteria for these loans?

  • Must be over 18 years of age
  • UK residents only
  • Must be able to afford repayments
  • Valid UK bank account
  • No recent CCJs, IVAs or bankruptcy


Can I get a larger loan with bad credit?

Yes, you can apply for a bad credit loan – since the lenders we work with are willing to take a view on adverse credit histories and will consider your application on its own merit.

Although you may have a poor credit score, our lenders will consider your loan application if there are other strong factors involved such as a stable income, regular employment and a recent history of repaying loans on time.

If you can demonstrate your willingness to repay your loan and have a stable income to do so, you can still be eligible for a loan with bad credit or even a CCJ.

Personal loans available from direct lenders. Check your eligibility and apply online for a loan in the UK here on Lending Expert.

Related Links

Loan Calculator

Use our loan calculator to get an estimate of the costs, repayments and interest charges.

£1,000 - £5,000 loans

Unsecured loans to suit most applicants. Compare rates and apply online from direct lenders.

£2,000 - £3,000 loans

Unsecured loans for any purpose. Compare rates and get a quote online.

£4,000 - £6,000 loans

Borrow what you need and compare rates online.

£7,000 - £8,000 loans

Rates for all credit types, pensioners and the self employed.

£9,000 - £12,000 loans

We can quickly check your eligibility and get a loan decision online within a few minutes.

£10,000 - £25,000 loans

An unsecured loan for any purpose. Rates to suit most applicant types. Apply online with Lending Expert.

£11,000 loans

Compare loans and apply over 1 - 5 years from approved lenders with Lending Expert

£13000 - £16,000 loans

Apply with Lending Expert & borrow what you need from UK lenders. Compare rates and loans side-by-side.

£14000 - £18,000 loans

Loans for most applicants. Solutions for buying a car, debt consolidation or home improvements.

£15,000 - £20,000 loans

Get a quick online loan decision from our approved unsecured lenders. Apply online with Lending Expert.

£17,000 loans

Apply & Lending Expert can get you a pre-approved for the loan you need quickly.

£19,000 loans

Compare loan rates from 2.9%. Apply online and get a quick decision with Lending Expert.

£21,000 - £22,000 loans

Apply & borrow over £20K with personal loan rates at 2.9% APR with Lending Expert.

£23,000 - £24,000 loans

Find out which loans and rates are available to you with Lending Expert.

£30,000 - £40,000 loans

Apply online and get your eligibility with Lending Expert.

£60000 - £70,000 loans

Apply for a wide range of uses. Calculate the costs and repayment interest charges.

£80,000 - £90,000 loans

Apply online with Lending Expert for larger loans secured against residential property and buy to let properties. Get expert advice from our brokers.

£50,000 - £100,000 loans

Apply with Lending Expert to borrow £50K - £100K over 3 - 30 years. Rates to suit most applicant types. Check your eligibility online.