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Lending Expert's

We’re finance experts. This means we know our stuff when it comes to helping our customers find the right personal loan for them. We know where the best deals are and have access to exclusive deals just for Lending Expert customers.

Huge Market Comparison

As a comparison website and credit broker we’re not tied to one credit card provider. This means we can search the wider market to find you the best personal loan deals from across the UK.

Authorised & Regulated

Lending Expert is an FCA regulated credit broker which means if you decide to proceed with loan you can be assured you are dealing with a legitimate and reputable finance company.

Saving You Money

We will search the market to find you the best loan deals. Our comparison service will save you time and money and ensure you're getting the right type of loan available.

Using a personal debt consolidation loan can help you consolidate all your outstanding debts into one single, more convenient personal loan, giving you one single monthly repayment to make and helping you pay off your debts in a more practical and cost effective way.


Borrow £60,000 to £70,000 With Lending Expert

If you’re looking to borrow £60,000 to £70,000, Lending Expert can help you find loans best suited to you. We compare a number of the UK’s top lenders, who can offer loans to borrow over 1 to 30 years, with low rates and all credit histories considered. 

People borrow money for all sorts of reasons. With Lending Expert, you can find you the best £60,000 or £70,000 loan for home improvements, debt consolidation or even for starting a business.

With options across unsecured, personal, guarantor and secured loans, we can help find the right product for you. Simply use our price comparison table provided and simply click on ‘check my eligibility’ to get started – with funds often available within a week or two of applying.

What is the Best Way to Borrow 60,000 to £70,000?

There are several ways to borrow £60,000 or £70,000 and they might be best suited according to your credit history or requirements.

Unsecured loans – This is where the loan does not require any form of collateral or security and your eligibility is based on your income, credit status and affordability. To borrow as much as £60,000, you will need quite a stable and strong income through your employment and have a good or fair credit score to demonstrate your ability to repay on time.

Secured loans – With a secured loan, you are able to leverage the value of your property in order to borrow the money you need. Your eligibility is based largely on the property and you will need a basic income and credit score to prove you can manage repayments. Secured loans can be leveraged against your home for home improvements, debt consolidations or to pay for weddings or business expenses. You can also release equity from your home, if you own the majority of your property.

It is noted that using a secured loan will put your collateral or property at risk and this could be repossessed by the lender if you are unable to keep up with repayments.


Types of £60,000 and £70,000 Loans

  • Debt consolidation
  • Equity release
  • Home improvements
  • Personal loans
  • Second charge loans
  • Unsecured loans

You can use our table provided to compare rates, loan terms and the type of loan and find the one that is right for you.

Lending Expert acts as a whole of market broker, where you can find the best £60,000 to £70,000 loans for you simply and effectively through our easy-to-use service.


What is the Eligibility Criteria to Borrow £60,000 to £70,000?

The eligibility criteria for loans found through Lending Expert can include:

  • Applicants must be over 18 years old
  • Applicants must be UK residents
  • Applicants must be employed
  • Applicants must be able to prove that they can afford repayments
  • Applicants must have valid contact details (e.g. mobile number and email address)
  • Applicants must have a valid UK bank account
  • Will require a valuable asset e.g property or home (for secured loans)


The criteria can vary depending on the lender and the type of loan. In some cases, lenders may require borrowers to be homeowners and you may need to provide evidence to back this up.   


Can I Borrow £60,000 to £70,000 With Bad Credit?

Yes, some lenders can offer loans to applicants with a bad credit histories, including CCJs, IVAs, defaults and arrears.

We work with lenders that are willing to consider those with adverse credit histories, looking at other qualities in your application to suggest you will be able to keep up with repayments – this can include: 


  • Being in regular employment
  • Having a stable income
  • Having a recent history of paying back loans on time
  • Have a valuable asset to secure your loan with

A secured loan can often help you get a loan with bad credit, since you are leveraging the value of your home, rather than relying on your credit score.

However, it is important to only take out a secured loan when you are confident that you can keep up with repayments, as failure to do so could lead to your home being repossessed by the lender.


How Do Repayments Work? 

Borrowers will typically repay a £60,000 to £70,000 loan in equal monthly instalments over the loan term range of 1 to 30 months.

You will always have the option to repay your loan early. So if you decide after just a few months or years, that you want to clear the loan in full, you can contact the lender and do so at any time. You will typically save money by repaying your loan off early, since less interest is accruing overall.

Always double check for any early exit fees with some secured loans, since your loan may need to be open for a minimum period to avoid incurring any charges.


How to Apply for £60,000 to £70,000 With Lending Expert

Start your loan application with Lending Expert today. Simply select the lender of your choice and click their “Check My Eligibility” button. This will then take you to an online form, where you’ll have to fill in a few details about yourself, including the following:

  • The amount you wish to borrow (£60,000 to £70,000)
  • How long you’d like to borrow this loan for
  • Whether you are a homeowner or not
  • Your name
  • Your contact details (e.g. phone number and email address)

This application process can take a matter of minutes, and provides prospective borrowers with a no-obligation quote. 

Once you have completed the application form, your loan will be subject to further checks and often completed within 1 to 2 weeks of applying.

With no fees for applying and no impact to your credit score, you can tart your application to find the best £60,000 to £70,000 loans today with Lending Expert.

Check your eligibility and apply online for a loan in the UK here on Lending Expert.

Loans displayed have a minimum term of 12 months and a maximum term of 360 months. Maximum APRC charged 49.9%.

Overall Representative Example for Secured Loans

Based on borrowing £18,000 over 120 months. Interest Rate: 6.5% fixed for 60 months with instalments of £227.38. Followed by 60 months at the lenders standard variable rate of 4.95% with instalments of £221.71. Fees Broker fee (£1,530); Lender fee (£495). Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee and Lender fee. Overall cost of comparison 9.1% APRC.

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