100% Recommend

Simon Nicholson

Expertly compared by Simon Nicholson

Products Updated August 23, 2021

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it.

13 providers expertly compared:

Learn More Available via broker only

Paragon Bank

Loan Amount
£20,000 - £500,000

Initial Rate
3.6%

Loan Term
5 - 25 years

Loan Type
Residential
& Buy to let

Status
Homeowners Only
Max LTV 85%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

3.6%

Total repaid will be:

£50,805

Second charge mortgages for homeowners in England, Wales and Mainland Scotland. We work hard to make sure we have a wide range of loans to meet our customers' needs. Get a quote today for a personal illustration from our award winning broker.

13 providers expertly compared:

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Masthaven Bank

Loan Amount
£10,000 - £500,000

Initial Rate
4.19%

Loan Term
5 - 35 years

Loan Type
Residential
& Buy to let

Status
Homeowners Only
Max LTV 75%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

4.19%

Total repaid will be:

£50,805

We were the first new bank to be awarded a banking licence in 2016. However, we’ve been providing a flexible and personalised approach to secured lending since 2004. Get a quote today for a personal illustration from our award winning broker.

13 providers expertly compared:

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United Trust Bank

Loan Amount
£10,000 - £125,000

Initial Rate
4.45%

Loan Term
3 - 30 years

Loan Type
Residential
& Buy to let

Status
Homeowners Only
Max LTV 85%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

4.45%

Total repaid will be:

£50,805

United Trust Bank’s highly skilled and experienced specialised mortgage team offers innovative lending products through a panel of approved introducers. Get a quote today for a personal illustration from our award winning broker.

13 providers expertly compared:

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Shawbrook Bank

Loan Amount
£10,000 - £500,000

Initial Rate
4.2%

Loan Term
3 - 25 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 90%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

4.2%

Total repaid will be:

£50,805

If you’re paying out for a number of different loans or credit cards, a debt consolidation loan from Shawbrook Bank could save you money every month in interest. Get a quote today for a personal illustration from our award winning broker.

13 providers expertly compared:

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Prestige Finance

Loan Amount
£10,000 - £2,500,000

Initial Rate
5.9 - 11.1%

Loan Term
3 - 25 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 90%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

5.9 - 11.1%

Total repaid will be:

£50,805

Prestige Finance has been providing loans for over 30 years to UK residents and is a specialist in providing second charge loans. Prestige Finance is a wholly owned subsidiary of OneSavings Bank Plc. Get a quote today for a personal illustration from our award winning broker.

Representative Example

13 providers expertly compared:

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Step One Finance

Loan Amount
£5,000 - £500,000

Initial Rate
6.9%

Loan Term
5 - 30 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 95%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

6.9%

Total repaid will be:

£50,805

Our homeowner loan products are available to qualifying homeowners and owners of Buy-to-Let properties in England, Scotland and Wales with loan amounts available up to £150,000. Get a quote today for a personal illustration from our award winning broker.

13 providers expertly compared:

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Together Money

Loan Amount
£3,000 - £1,000,000

Initial Rate
6.65%

Loan Term
3 - 30 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 77.5%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

6.65%

Total repaid will be:

£50,805

If you need to raise funds, for example, to make home improvements or get on top of your debts, and you have existing equity in your home, a secured loan could be the right option. Get a quote today for a personal illustration from our award winning broker.

13 providers expertly compared:

Learn More Available via broker only

Central Trust

Loan Amount
£3,000 - £250,000

Initial Rate
8.5%

Loan Term
3 - 30 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 75%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

8.5%

Total repaid will be:

£50,805

We’re an independently owned specialist secured loan lender in the UK and are part of the Norfolk Capital Group of companies that have been providing secured loans since 1988. Get a quote today for a personal illustration from our award winning broker.

13 providers expertly compared:

Learn More Available via broker only

Spring Finance

Loan Amount
£10,000 - £150,000

Initial Rate
Enquire%

Loan Term
3 - 35 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 60%

Rated 4/ 5

Poor Credit

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

Enquire%

Total repaid will be:

£50,805

We are a specialist provider of residential Second Charge mortgages lending to customers who are unable to obtain finance from traditional high street lenders. Get a quote today for a personal illustration from our award winning broker.

13 providers expertly compared:

Learn More Available via broker only

Optimum Credit

Loan Amount
£5,000 - £500,000

Initial Rate
4%

Loan Term
3 - 25 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 85%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

4%

Total repaid will be:

£50,805

We offer a straightforward, customer friendly approach, both during your application process and after completion of your second charge mortgage. Get a quote today for a personal illustration from our award winning broker.

13 providers expertly compared:

Learn More Available via broker only

Oplo

Loan Amount
£5,000 - £50,000

Initial Rate
8.0%

Loan Term
3 - 25 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 70%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

8.0%

Total repaid will be:

£50,805

Here at Oplo we offer secured loans from £1,500 to £50,000 (subject to your personal circumstances) to new and existing customers. Get a quote today for a personal illustration from our award winning broker.

Representative Example

13 providers expertly compared:

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West One Secured Loans

Loan Amount
£10,000 - £500,000

Initial Rate
3.99%

Loan Term
3 - 25 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 85%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

3.99%

Total repaid will be:

£50,805

West One offers an extensive range of second charge mortgage solutions that can be secured on buy-to-let properties, including unregulated buy-to-lets as well as regulated consumer buy-to-lets. Get a quote today for a personal illustration from our award winning broker.

Check My Eligibility
Application Criteria?

Application criteria for this product is:

  • Homeowners Only:

13 providers expertly compared:

Learn More Available via broker only

Norton Finance

Loan Amount
£3,000 - £70,000

Initial Rate
9.1 - 12.3%

Loan Term
1 - 20 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 75%

Rated 5/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

9.1 - 12.3%

Total repaid will be:

£50,805

Borrow from £3,000 to £500,000 over 1 to 25 years. We’ll find the most affordable rates to suit you and give you a no-obligation quote that won’t show up on your credit report. Get a quote today for a personal illustration from our award winning broker.

Representative Example

Read our customer and visitor reviews for this product:

Rating: 4.6 / 5 with 31 votes

Good for secured loans

by Abdul R

Good service for secured loans with a full brokerage service. Good panel of lenders to suit most customers.

Found the right mortgage I was looking for

by Mrs Dale

Had a very positive experience using the mortgage pages. Thankyou.

 

Borrow £60,000 to £70,000 With Lending Expert

If you’re looking to borrow £60,000 to £70,000, Lending Expert can help you find loans best suited to you. We compare a number of the UK’s top lenders, who can offer loans to borrow over 1 to 30 years, with rates from 2.8% APR and all credit histories considered. 

People borrow money for all sorts of reasons. With Lending Expert, you can find you the best £60,000 or £70,000 loan for home improvements, debt consolidation or even for starting a business.

With options across unsecured, personal, guarantor and secured loans, we can help find the right product for you. Simply use our price comparison table provided and simply click on ‘check my eligibility’ to get started – with funds often available within a week or two of applying.

What is the Best Way to Borrow 60,000 to £70,000?

There are several ways to borrow £60,000 or £70,000 and they might be best suited according to your credit history or requirements.

Unsecured loans – This is where the loan does not require any form of collateral or security and your eligibility is based on your income, credit status and affordability. To borrow as much as £60,000, you will need quite a stable and strong income through your employment and have a good or fair credit score to demonstrate your ability to repay on time.

Secured loans – With a secured loan, you are able to leverage the value of your property in order to borrow the money you need. Your eligibility is based largely on the property and you will need a basic income and credit score to prove you can manage repayments. Secured loans can be leveraged against your home for home improvements, debt consolidations or to pay for weddings or business expenses. You can also release equity from your home, if you own the majority of your property.

It is noted that using a secured loan will put your collateral or property at risk and this could be repossessed by the lender if you are unable to keep up with repayments.

 

Types of £60,000 and £70,000 Loans

  • Debt consolidation
  • Equity release
  • Home improvements
  • Personal loans
  • Second charge loans
  • Unsecured loans

 

You can use our table provided to compare rates, loan terms and the type of loan and find the one that is right for you.

Lending Expert acts as a whole of market broker, where you can find the best £60,000 to £70,000 loans for you simply and effectively through our easy-to-use service.

 

What is the Eligibility Criteria to Borrow £60,000 to £70,000?

The eligibility criteria for loans found through Lending Expert can include:

  • Applicants must be over 18 years old
  • Applicants must be UK residents
  • Applicants must be employed
  • Applicants must be able to prove that they can afford repayments
  • Applicants must have valid contact details (e.g. mobile number and email address)
  • Applicants must have a valid UK bank account
  • Will require a valuable asset e.g property or home (for secured loans)

 

The criteria can vary depending on the lender and the type of loan. In some cases, lenders may require borrowers to be homeowners and you may need to provide evidence to back this up.   

 

Can I Borrow £60,000 to £70,000 With Bad Credit?

Yes, some lenders can offer loans to applicants with a bad credit histories, including CCJs, IVAs, defaults and arrears.

We work with lenders that are willing to consider those with adverse credit histories, looking at other qualities in your application to suggest you will be able to keep up with repayments – this can include: 

 

  • Being in regular employment
  • Having a stable income
  • Having a recent history of paying back loans on time
  • Have a valuable asset to secure your loan with

A secured loan can often help you get a loan with bad credit, since you are leveraging the value of your home, rather than relying on your credit score.

However, it is important to only take out a secured loan when you are confident that you can keep up with repayments, as failure to do so could lead to your home being repossessed by the lender.

 

How Do Repayments Work? 

Borrowers will typically repay a £60,000 to £70,000 loan in equal monthly instalments over the loan term range of 1 to 30 months.

You will always have the option to repay your loan early. So if you decide after just a few months or years, that you want to clear the loan in full, you can contact the lender and do so at any time. You will typically save money by repaying your loan off early, since less interest is accruing overall.

Always double check for any early exit fees with some secured loans, since your loan may need to be open for a minimum period to avoid incurring any charges.

 

How to Apply for £60,000 to £70,000 With Lending Expert

Start your loan application with Lending Expert today. Simply select the lender of your choice and click their “Check My Eligibility” button. This will then take you to an online form, where you’ll have to fill in a few details about yourself, including the following:

  • The amount you wish to borrow (£60,000 to £70,000)
  • How long you’d like to borrow this loan for
  • Whether you are a homeowner or not
  • Your name
  • Your contact details (e.g. phone number and email address)

This application process can take a matter of minutes, and provides prospective borrowers with a no-obligation quote. 

Once you have completed the application form, your loan will be subject to further checks and often completed within 1 to 2 weeks of applying.

With no fees for applying and no impact to your credit score, you can tart your application to find the best £60,000 to £70,000 loans today with Lending Expert.

Related Links

Loan Calculator

Use our loan calculator to get an estimate of the costs, repayments and interest charges.

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Unsecured loans for any purpose. Compare rates and get a quote online.

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Borrow what you need and compare rates online.

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An unsecured loan for any purpose. Rates to suit most applicant types. Apply online with Lending Expert.

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Compare loans and apply over 1 - 5 years from approved lenders with Lending Expert

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Apply with Lending Expert & borrow what you need from UK lenders. Compare rates and loans side-by-side.

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Loans for most applicants. Solutions for buying a car, debt consolidation or home improvements.

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Get a quick online loan decision from our approved unsecured lenders. Apply online with Lending Expert.

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Apply & Lending Expert can get you a pre-approved for the loan you need quickly.

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Compare loan rates from 2.9%. Apply online and get a quick decision with Lending Expert.

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Apply & borrow over £20K with personal loan rates at 2.9% APR with Lending Expert.

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Apply online and get your eligibility with Lending Expert.

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Apply for a wide range of uses. Calculate the costs and repayment interest charges.

£80,000 - £90,000 loans

Apply online with Lending Expert for larger loans secured against residential property and buy to let properties. Get expert advice from our brokers.

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Apply with Lending Expert to borrow £50K - £100K over 3 - 30 years. Rates to suit most applicant types. Check your eligibility online.