Need a cheap Car Loan?

Our approved car loan experts can search and find you a great car loan deal from a wide range of finance lenders. As they only deal exclusively with car finance this means they have the indepth knowledge and experise to find your car loan whatever your circumstances.



What is a Personal Contract Purchase (PCP) agreement?

Personal Contract Purchase (PCP) is a popular car financing option that allows you to pay monthly instalments that cover the van depreciation during the term of the loan. At the end of the loan agreement, you then have three options: you can return the car, pay a balloon payment to keep the car, or use the caran as a part exchange (deposit) on finance for a new car or vehicle of your choice.

What is HP - Car Hire Purchase Agreement?

Hire Purchase (HP) is a type of finance agreement where you can borrow a set amount of money over an agreed period at a fixed interest rate. The amount borrowed and the total interest is divided across the entire agreement, meaning you pay the same amount each month. You can also pay off the total early.

Can I get loan to buy a car without a credit check?

No. All the lenders on our panel will require a credit check to ensure your creditworthiness.

I have bad credit will this cause any issues with getting finance?

A history of adverse credit will mean you'll likely pay a higher rate of interest on your car loan. However, there are many lenders who will be willing to lend to those with a low credit score or past credit issues.

I'm self employed will this effect my chances of getting a car loan?

If you can provide adequate proof of income and have been self employed for 6 months or more then there should not be any problems. You may need to show proof of income via your business accounts or SA302 documents from HMRC that highlight your income from the past financial year.

Can I buy a car from any dealer?

If your car finance application is approved, you are free to choose a vehicle from any reputable UK dealership. This means you have plenty of choice and gives you the freedom to find the perfect car that suits your needs.

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