100% Recommend

Dave Beard

Expertly compared by Dave Beard

Products Updated February 8, 2021

The actual rate you're offered will depend on your personal circumstances – including your credit rating.

1 providers expertly compared:



This provider is our Expert’s Choice in its category as it won tops marks for the following.


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Loan Amount
£1,000 - £250,000

Annual Percentage Rate (APR)

Loan Term
1 - 7 years

Loan Type
Vehicle Finance Broker

Homeowners & Tenants

Rated 5.0/ 5

All credit types

Your monthly payment will be:


Interest on this loan will be:


Annual Percentage Rate (APR):


Total repaid will be:


Finance for cars, motorbikes, vans and motorhomes. We make the process hassle-free & provide the customers with a helping hand throughout. Our aim is to get the best possible finance deal, whilst providing an efficient service of the highest quality.

Representative Example

Read our customer and visitor reviews for this product:

Rating: 4.5 / 5 with 2 votes

Good comparison

by Mandy Thomson

Good comparison service and lenders to choose from. Easy application form.

Plently of loans to choose from

by SL

These facility by Feasible.co.uk provided many solutions and gave me choice of several lenders as part of the search. Vey fast and no issues using them. Quick to phone me back also.

What sort of van loans and finance are available?

Funding options to buy your new van

Funding options to buy your new van

Depending on your personal circumstances, and also whether you are buying your van for private or business use, there are a number of options available to you in order to find the finance to purchase a van. All loans have pros and cons and so you should take the time to assess all of your loan options to make sure that you are using the one that is right for you.

Small business and personal loans

If you have a good credit score you can go to a mainstream lender in order to source the financing to purchase your van. The loan amounts are different for personal and small business loans so you will need to be aware of this. A personal loan can be for between £7000 and £15,000, whereas a small business loan can be for anything between £1000 and £25,000. All of these loans will have a flexible repayment term that you can negotiate as part of the application process. Make sure you shop around as you will find differences between interest rates, application fees and also early repayment fees. Some loans will not have application fees or early repayment fees, so it is worth your while looking into the details of each possible loan.

Hire purchase and lease agreements

These types of loans allow you to buy your van by essentially leasing it during the term of the loan, and once the last payment has been made it then becomes yours outright. You will find that you will remain tied to your loan provider for the term of the loan because they still legally own your vehicle. You will not be able to sell your vehicle on privately and you are likely to encounter early repayment fees. If you get into the situation where you are no longer able to make the repayments you are also at risk of having your van repossessed.

Loans available if you have bad credit

What are the bad credit options?

What are the bad credit options?

If you have bad credit all is not lost as there are a few options available to you, although with these type of loans there are more disadvantages than for mainstream loans. There are some advantages though in that you will actually be able to get the money you need in order to make the purchase and chances are from this you will then be able to make more money through your work. Also, if you take on a bad credit loan you will also be able to start repairing your credit score if you successfully repay it on time and in full. The main disadvantage to this type of loan are the very high interest rates that they attract, and also you will not be able to get the same amount of money through this route as you can via other routes. If you have someone willing to act as a guarantor for you, you can benefit from a higher loan amount and also much reduced interest rates as well.


If you can provide adequate proof of income and have been self employed for 6 months or more then there should not be any problems. A van is the most popular tool used by self employed tradesmen therefore lenders are used to dealing with finance applications within this sector. You may need to show proof of income via your business accounts or SA302 documents from HMRC that highlight your income from the past financial year.


A history of adverse credit will mean you'll likely pay a higher rate of interest on your loan. However, there are many lenders who will be willing to lend to those with a low credit score or past credit issues.

No. All the lenders on our panel will require a credit check to ensure your creditworthiness. You can use the van finance calculator above to get an estimate of costs at various interest rates. Click apply to get an exact quote from our finance brokers.

Whether you're looking for one of our more popular vans on finance (such as the VW Transporter, Vauxhall Vivaro or Ford Transit) or another model, our panel of van finance experts can help.

Hire Purchase (HP) is a type of finance agreement where you can borrow a set amount of money over an agreed period at a fixed interest rate. The amount borrowed and the total interest is divided across the entire agreement, meaning you pay the same amount each month. You can also pay off the total early.

Personal Contract Purchase (PCP) is a popular van financing option that allows you to pay monthly instalments that cover the van depreciation during the term of the loan. At the end of the loan agreement, you then have three options: you can return the van, pay a balloon payment to keep the van, or use the van as a part exchange (deposit) on finance for a new van or vehicle of your choice.

If your van finance application is approved, you are free to choose a vehicle from any reputable UK dealership. This means you have plenty of choice and gives you the freedom to find the perfect vehicle that suits your needs.

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