100% Recommend

Simon Nicholson

Expertly compared by Simon Nicholson

Products Updated May 28, 2021

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it.

1 providers expertly compared:

Learn More Available via broker only

Central Trust

Loan Amount
£3,000 - £250,000

Initial Rate
8.5%

Loan Term
3 - 30 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 75%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

8.5%

Total repaid will be:

£50,805

We’re an independently owned specialist secured loan lender in the UK and are part of the Norfolk Capital Group of companies that have been providing secured loans since 1988. Get a quote today for a personal illustration from our award winning broker.

Read our customer and visitor reviews for this product:

Rating: 4.6 / 5 with 31 votes

Good for secured loans

by Abdul R

Good service for secured loans with a full brokerage service. Good panel of lenders to suit most customers.

Found the right mortgage I was looking for

by Mrs Dale

Had a very positive experience using the mortgage pages. Thankyou.

About Central Trust

Central Trust Ltd is a specialist secured loan lender in the UK, forming part of the Norfolk Capital Group of companies that have been providing secured loans since 1988. Independently owned Central Trust provides loans from £3,000 to £250,000 for UK homeowners. Central Trust are authorised and regulated by the Financial Conduct Authority. They provide advice and recommendations to meet the needs and circumstances of their customers including clients with a variety of different credit profiles including some types of adverse credit history.

During the processing of application, the company provides named contacts and regular updates. They pride themselves on treating customers ‘with courtesy and respect’, and dealing with problems ‘quickly and fairly’. With over 30 years’ experience, Central Trust are one of the longest established second charge mortgage providers. They have trading experience dating back to 1988, provide loans from £3k to £250k, and a team of UK advisors based in Watford.

Contact

Central Trust main operating headquarters are based at: Cassiobury House, 11-19 Station Road, Watford, Hertfordshire, WD17 1AP. Central Trust is a trading style of Central Trust Limited, Registered Office: St Crispin’s House, Duke Street, Norwich, Norfolk, NR3 1PD. The company is registered in England: 07020381, VAT number 765353512, Authorised and Regulated by the Financial Conduct Authority under number 739724

Loan Products

Central Trust offers loans of up to £250,000 for good credit ratings, £100,000 for average credit ratings and £70,000 for poor credit ratings, while their minimum loan is £3,000. The average turn around for applications is 2-3 weeks, but they may be able to complete much quicker, depending on what is needed and how fast customers return the required documents.

Central Trust only provides loans for homeowners, they do not accept tenants. For customers who jointly own their home, it is necessary for all joint owners to apply together. They provide loans for a number of reasons including:

Central Trust works up to a 75% Loan-to-Value ratio (if a house value is £200,000 and the remaining mortgage was £100,000, they will lend up to £49,000. Customers can apply for a secured loan using the online form available on the website. Their products and services are only available to residents of the United Kingdom aged over 18 and are subject to status.

Central Trust also deals with intermediaries through its online portal for approved brokers and introducers.

Summary

Central Trust is a specialist secured loan lender in the UK which offers loans from £3,000 to £250,000 for UK homeowners, working with up to a 75% Loan-to-Value ratio. The lender may consider those with certain types of adverse credit history, but it does not deal with tenants. Its products and services are only available to residents of the United Kingdom aged over 18 and are subject to status.

Central Trust’s customers can apply for a secured loan using the online form available on the website. Central Trust deals with intermediaries through its online portal.