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We've been trusted by thousands of customers to arrange their 125cc motorbike finance needs since 2013.

100% Recommend

The Independent review organisation Reviews.co.uk report that 100% of reviewers recommend Lending Expert

Lending Experts

We’re motorbike finance and loan experts. This means we know our stuff when it comes to loans! We know where the best rates are and have access to exclusive deals just for Lending Expert customers.

Huge Market Comparison

We’re not tied to one lender which means we can search the wider market to find you the cheapest motorbike loans from across the UK.

Approved & Regulated

Lending Expert is an FCA regulated credit broker which means you can be assured you are dealing with a legitimate and reputable finance company.

Flexible Lending

If you have bad credit or have previously been refused a motorbike loan we can consider your application. Whatever your circumstances please get in touch and we'll do our best to help.


Can I get a bike finance for a 125cc motorbike?

Yes. Our panel of lenders and brokers can assist you in securing a loan or a finance deal against any road worthy motorbike from any reputable dealer.

Can I get a motorbike finance or a loan for a Moped or Scooter?

Yes. Our panel of lenders and brokers can assist you in securing a loan against any type, make or model of road worthy motorbike.

My credit rating isnt very good can I still get a bike loan?

Yes. Our panel of lenders are winning to lend to applicants with some adverse credit. There are also a range of guarantor lenders who can help you get the money you need with the help of a guarantor.

Can I get a motorbike loan without a credit check?

No. All the motorbike lenders on our panel will require you to have a credit check to ensure your creditworthiness. The lender will need to see what outstanding debts you have (if any) and to check if you have any history of missed loan payments, CCJ's or any other credit issues that may effect your ability to repay the loan.

I am self employed, does this matter?

No. Being self employed is fine as long as you can show proof of income and adequate evidence. You may need to provide proof of business accounts or SA302 documents from HMRC which shows your income and tax paid for the financial year. You may need to show 2 years worth of income to satisfy the lender.

What is HP - Hire Purchase?

Hire Purchase (HP) is a type of finance agreement where you can borrow a set amount of money over an agreed period at a fixed interest rate. The amount borrowed and the total interest is divided across the entire agreement, meaning you pay the same amount each month. You can also pay off the total early.

What is a Personal Contract Purchase or PCP agreement?

Personal Contract Purchase (PCP) is a popular motorbike financing option that allows you to pay monthly instalments that cover the bike depreciation during the term of the loan. At the end of the loan agreement, you then have three options: you can return the bike, pay a balloon payment to keep the van, or use the bike as a part exchange (deposit) on finance for a new bike or vehicle of your choice.

We can make your motorcycle buying dreams come true.

Simply check your eligibility and use our finance calculator to find out how much you can borrow and how much it will cost right now.

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