Jason Bailey

Expertly compared by Jason Bailey

Products Updated May 8, 2018

Low Income Mortgages

If you are on a low income or find it difficult to raise a deposit then our mortgage experts can help you find a suitable mortgage lender. They have access to mortgage products that enable you to get a mortgage with the help of a guarantor or family member who can offer additional security.

Free mortgage advice and brokerage service. Our experts can find you the perfect deal from thousands of products & exclusive deals:

Your home may be repossessed if you do not keep up repayments on your mortgage.

Results:5 providers expertly compared:

Lending Expert

Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

LTV
60% - 100%

Initial Rate
1.19% - 4.32%

Standard Rate (SVR)
3.94% - 4.79%

APRC
3.6%

Type
Variable & 3 ,5 & 10 Fixed Rate

Rated 4.9/ 5

All credit types

The mortgage experts at First Choice Finance can quickly assess your requirements and search the market place to find you the perfect mortgage deal. Click get a quote to make an enquiry today.

Results:5 providers expertly compared:

Lifes Great

Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

LTV
100%

Initial Rate
1.43%

Standard Rate (SVR)
4.79%

APRC
4.2%

Type
Guarantor Mortgage

Rated 5/ 5

All credit types

Lifes Great can find and arrange a guarantor mortgage for free. They will search the mortgage market to find which lenders offer mortgages with the help of a guarantor. They will find the cheapest rates and find you the best deal on the market.

Results:5 providers expertly compared:

Available via broker only

Barclays

LTV
100%

Initial Rate
2.69%

Standard Rate (SVR)
2.99%

APRC
3.0%

Type
Guarantor Mortgage

Rated 5/ 5

All credit types

Barclays have a selection of high 100% loan to value guarantor mortgage options for customers with no deposit. Their spring board mortgage helps customers get a mortgage with the help of a family member.

Results:5 providers expertly compared:

Available via broker only

Virgin Money

LTV
95%

Initial Rate
1.43%

Standard Rate (SVR)
4.79%

APRC
4.2%

Type
Guarantor Mortgage

Rated 5/ 5

All credit types

If you need a mortgage with the help of a guarantor then we can help. Virgin Money provides customers with a wide range of mortgage products and deals available to those who require a guarantor.

Results:5 providers expertly compared:

Available via broker only

Aldermore

LTV
100%

Initial Rate
5.18%

Standard Rate (SVR)
5.73%

APRC
5.9%

Type
Guarantor Mortgage

Rated 5/ 5

All credit types

Aldermore provide a family guarantee mortgage that allows you to get a mortgage without a deposit. Aldermore will require a guarantee against the home of your parents or grandparents for additonal security against your mortgage.

Read our customer and visitor reviews for this product:

Rating: 4 / 5 with 2 votes

Simple application process

by K Wheeler

Simple application process - broker was kind and offered advice.

Quick search

by James Hilton

This is a quick mortgage search facility and shows many lenders across the market. Impressed with the level of detail on each product.

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