Jason Bailey

Experly compared by Jason Bailey

Products Updated May 8, 2018

Low Income Mortgages

If you are on a low income or find it difficult to raise a deposit then our mortgage experts can help you find a suitable mortgage lender. They have access to mortgage products that enable you to get a mortgage with the help of a guarantor or family member who can offer additional security.

Free mortgage advice and brokerage service. Our experts can find you the perfect deal from thousands of products & exclusive deals:

Your home may be repossessed if you do not keep up repayments on your mortgage.

Learn More
All credit types
Rated 5.0/ 5

Life's Great Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

LTV
60% - 100%

Initial Rate
1.19% - 4.32%

Standard Rate (SVR)
3.94% - 4.79%

APRC
3.6%

Type
Variable & 3 ,5 & 10 Fixed Rate

Life's Great provides a fee free mortgage advice and comparison service. They use technology to simplify the mortgage process and to provide quotes faster without complicated questions. Their broker service is completely free to use. Click Get A Quote for a personal illustration.

Learn More
All credit types
Rated 5/ 5

Lifes Great Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

LTV
100%

Initial Rate
1.43%

Standard Rate (SVR)
4.79%

APRC
4.2%

Type
Guarantor Mortgage

Lifes Great can find and arrange a guarantor mortgage for free. They will search the mortgage market to find which lenders offer mortgages with the help of a guarantor. They will find the cheapest rates and find you the best deal on the market.

Available via broker only
All credit types
Rated 5/ 5

Barclays

LTV
100%

Initial Rate
2.69%

Standard Rate (SVR)
2.99%

APRC
3.0%

Type
Guarantor Mortgage

Barclays have a selection of high 100% loan to value guarantor mortgage options for customers with no deposit. Their spring board mortgage helps customers get a mortgage with the help of a family member.

Available via broker only
All credit types
Rated 5/ 5

Virgin Money

LTV
95%

Initial Rate
1.43%

Standard Rate (SVR)
4.79%

APRC
4.2%

Type
Guarantor Mortgage

If you need a mortgage with the help of a guarantor then we can help. Virgin Money provides customers with a wide range of mortgage products and deals available to those who require a guarantor.

Available via broker only
All credit types
Rated 5/ 5

Aldermore

LTV
100%

Initial Rate
5.18%

Standard Rate (SVR)
5.73%

APRC
5.9%

Type
Guarantor Mortgage

Aldermore provide a family guarantee mortgage that allows you to get a mortgage without a deposit. Aldermore will require a guarantee against the home of your parents or grandparents for additonal security against your mortgage.

We are independently reviewed by our verified customers and web users:
Rating: 4.6 / 5 with 25 votes

Lending Expert is a credit broker and comparison website, we're not a lender.

We bring together the very best financial providers and products from across the market place.

Warning: Late repayment can cause you serious money problems.
For help, go to moneyadviceservice.org.uk