Jason Bailey

Expertly compared by Jason Bailey

Products Updated May 8, 2018

Low Income Mortgages

If you are on a low income or find it difficult to raise a deposit then our mortgage experts can help you find a suitable mortgage lender. They have access to mortgage products that enable you to get a mortgage with the help of a guarantor or family member who can offer additional security.

Free mortgage advice and brokerage service. Our experts can find you the perfect deal from thousands of products & exclusive deals:

Your home may be repossessed if you do not keep up repayments on your mortgage.

5 providers expertly compared:

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All credit types
Rated 4.9/ 5

Loans Warehouse Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

LTV
60% - 100%

Initial Rate
1.19% - 4.32%

Standard Rate (SVR)
3.94% - 4.79%

APRC
3.6%

Type
Variable & 3 ,5 & 10 Fixed Rate

The mortgage experts at Loans Warehouse can quickly assess your requirements and search the market place to find you the perfect mortgage deal. Click get a quote to make an enquiry today.

5 providers expertly compared:

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All credit types
Rated 5/ 5

Lifes Great Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

LTV
100%

Initial Rate
1.43%

Standard Rate (SVR)
4.79%

APRC
4.2%

Type
Guarantor Mortgage

Lifes Great can find and arrange a guarantor mortgage for free. They will search the mortgage market to find which lenders offer mortgages with the help of a guarantor. They will find the cheapest rates and find you the best deal on the market.

5 providers expertly compared:

Available via broker only
All credit types
Rated 5/ 5

Barclays

LTV
100%

Initial Rate
2.69%

Standard Rate (SVR)
2.99%

APRC
3.0%

Type
Guarantor Mortgage

Barclays have a selection of high 100% loan to value guarantor mortgage options for customers with no deposit. Their spring board mortgage helps customers get a mortgage with the help of a family member.

5 providers expertly compared:

Available via broker only
All credit types
Rated 5/ 5

Virgin Money

LTV
95%

Initial Rate
1.43%

Standard Rate (SVR)
4.79%

APRC
4.2%

Type
Guarantor Mortgage

If you need a mortgage with the help of a guarantor then we can help. Virgin Money provides customers with a wide range of mortgage products and deals available to those who require a guarantor.

5 providers expertly compared:

Available via broker only
All credit types
Rated 5/ 5

Aldermore

LTV
100%

Initial Rate
5.18%

Standard Rate (SVR)
5.73%

APRC
5.9%

Type
Guarantor Mortgage

Aldermore provide a family guarantee mortgage that allows you to get a mortgage without a deposit. Aldermore will require a guarantee against the home of your parents or grandparents for additonal security against your mortgage.

We are independently reviewed by our verified customers and web users:
Rating: 4.6 / 5 with 27 votes

Lending Expert is a credit broker and comparison website, we're not a lender.

We bring together the very best financial providers and products from across the market place.

Warning: Late repayment can cause you serious money problems.
For help, go to moneyadviceservice.org.uk