Van Loans & Finance

If you need a loan to buy a new van then our finance experts can help. They have access to a huge range of lenders who borrow money to purchase vans and other commercial vehicles. We can quickly search the market to find you the cheapest finance and loan deals on the market.



I'm self employed will this effect my chances of getting a loan?

If you can provide adequate proof of income and have been self employed for 6 months or more then there should not be any problems. A van is the most popular tool used by self employed tradesmen therefore lenders are used to dealing with finance applications within this sector. You may need to show proof of income via your business accounts or SA302 documents from HMRC that highlight your income from the past financial year.

Can I finance a van for business use?


I have bad credit will this cause any issues with getting finance?

A history of adverse credit will mean you'll likely pay a higher rate of interest on your loan. However, there are many lenders who will be willing to lend to those with a low credit score or past credit issues.

Can I get loan to buy a van without a credit check?

No. All the lenders on our panel will require a credit check to ensure your creditworthiness.

What type of van can I buy?

Whether you're looking for one of our more popular vans on finance (such as the VW Transporter, Vauxhall Vivaro or Ford Transit) or another model, our panel of van finance experts can help.

What is HP - Hire Purchase?

Hire Purchase (HP) is a type of finance agreement where you can borrow a set amount of money over an agreed period at a fixed interest rate. The amount borrowed and the total interest is divided across the entire agreement, meaning you pay the same amount each month. You can also pay off the total early.

What is a PCP agreement?

Personal Contract Purchase (PCP) is a popular van financing option that allows you to pay monthly instalments that cover the van depreciation during the term of the loan. At the end of the loan agreement, you then have three options: you can return the van, pay a balloon payment to keep the van, or use the van as a part exchange (deposit) on finance for a new van or vehicle of your choice.

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