Van Loans & Finance

If you need a loan to buy a new van then our finance experts can help. They have access to a huge range of lenders who borrow money to purchase vans and other commercial vehicles. We can quickly search the market to find you the cheapest finance and loan deals on the market.

All Credit Types
Rated 5 / 5

Carfinance247 Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Type
Van Finance

Loan Amount
£1,000 - £75,000

APR
Variable

Loan Term
1 - 5 Years

We make the whole process hassle-free & provide the customers with a helping hand throughout. Our aim is to get the best possible finance deal for our customers, whilst providing an efficient service of the highest quality.

We pride ourselves on the fact that we can help customers in varying financial circumstances, including those that have been refused elsewhere for bad credit, CCJs, defaults and arrears. We're confident that we can find the right car loan for them.

Don't just take our word for it either, 94% of all customers recommend us* with our service receiving 100% positive ratings.

 

FAQ's

I'm self employed will this effect my chances of getting a loan?

If you can provide adequate proof of income and have been self employed for 6 months or more then there should not be any problems. A van is the most popular tool used by self employed tradesmen therefore lenders are used to dealing with finance applications within this sector. You may need to show proof of income via your business accounts or SA302 documents from HMRC that highlight your income from the past financial year.

Can I finance a van for business use?

Yes.

I have bad credit will this cause any issues with getting finance?

A history of adverse credit will mean you'll likely pay a higher rate of interest on your loan. However, there are many lenders who will be willing to lend to those with a low credit score or past credit issues.

Can I get loan to buy a van without a credit check?

No. All the lenders on our panel will require a credit check to ensure your creditworthiness.

What type of van can I buy?

Whether you're looking for one of our more popular vans on finance (such as the VW Transporter, Vauxhall Vivaro or Ford Transit) or another model, our panel of van finance experts can help.

What is HP - Hire Purchase?

Hire Purchase (HP) is a type of finance agreement where you can borrow a set amount of money over an agreed period at a fixed interest rate. The amount borrowed and the total interest is divided across the entire agreement, meaning you pay the same amount each month. You can also pay off the total early.

What is a PCP agreement?

Personal Contract Purchase (PCP) is a popular van financing option that allows you to pay monthly instalments that cover the van depreciation during the term of the loan. At the end of the loan agreement, you then have three options: you can return the van, pay a balloon payment to keep the van, or use the van as a part exchange (deposit) on finance for a new van or vehicle of your choice.

Can I buy a van from any dealer?

If your van finance application is approved, you are free to choose a vehicle from any reputable UK dealership. This means you have plenty of choice and gives you the freedom to find the perfect vehicle that suits your needs.

We are independently reviewed by our verified customers and web users:
Rating: 4.6 / 5 with 23 votes

Lending Expert is a credit broker, not a lender.

We bring together the very best providers and deals from across the market place.