Secured Loans For Buy to Let Property

Landlords, if you require a secured loan on your buy to let property then we can help find you a great deal. We have access to the whole BTL market place which means we can search to find you the cheapest homeowner loans available anywhere in the UK.

IMPORTANT: We work hard to find you the cheapest buy-to-let deals and we promise you wont find a better deal anywhere else.

All Credit Types
Rated 5 / 5

Smart Money

Loan Type
Secured & Homeowner Loans

Loan Amount
£3,000 - £2.5 Million


Loan Term
3 - 30 Years

Award winning broker of the year Smart Money have made it to the top of our list as our No 1 recommended provider for homeowner loans. Smart Money are not available direct to the public and so we are very excited to be able to offer them here via Lending Expert.

They search through 17 lenders in the market place to find the cheapest loans to suit your circumstances. They can help with debt consolidation, home improvements and buy-to-let applications.

Read our review



Do I require proof of income?

No. We can still help secured a loan against you buy to let even if you have no proof of income.

Is there a minimum property valuation?


Does my BTL property have to be lived in?

No, loans can be secured against property that is uninhabitable.

What proof of rental income is required?

Your tenancy agreement (AST) can be used to evidence rental income on your buy-to-let with no further proof required.

What is the maximum loan to value?

The maximum is 75% loan to value on buy to let property. However, for none BTL this can rise to up to 95% from some lenders.

Can you accept applications from ex-pats?

Yes many lenders will accept ex-pat landlords.

What is the maximum age limit?

80 years of age depending on the lender.

Do you accept adverse credit applicants?

Yes. If you have adverse credit then there are a selection of lenders who are willing to lend against your buy-to-let. Interest rates will be higher, however borrowing options do exist.

What is the minimum loan value?

£10,000 for buy-to-let application.

We are independently reviewed by our verified customers and web users:
Rating: 4.6 / 5 with 22 votes

Lending Expert is a credit broker, not a lender.

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