Best Loan Brokers?

If you are looking for a loan broker to help you find a great deal then our approved experts can help. Our recommended loan brokers and lenders for both tenants and homeowners are compared and listed below. They will search their panel of lenders to find you the best loans that match your requirements and credit profile.

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All credit types
Rated 5.0/ 5

Smart Money Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£10,000 - £500,000

Representative APRC
7.8%

Loan Term
5 - 35 years

Loan Type
Secured Loan Broker

Status
Homeowners Only
Max LTV 100%

This award winning broker of the year will search through 17 lenders in the market place to find the cheapest loans to suit your circumstances. They can help with debt consolidation, home improvements and buy-to-let applications.

Representative Example

All credit types
Rated 5/ 5

Loans Warehouse Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£3,000 - £1,000,000

Representative APR
8.6%

Loan Term
1 - 30 years

Loan Type
Secured Loans & Personal Finance

Status
Homeowners & Tenants
Max LTV 95%

Compare rates to find the best deal available to you from the UK’s leading Second Mortgage broker. We are independent and have access to the major lenders in the market. All quotes are free and without any obligation.

Representative Example

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All credit types
Rated 5.0/ 5

Norton finance Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£3,000 - £1,000,000

Representative APR
8.6%

Loan Term
3 - 35 years

Loan Type
Secured Loans & Personal Finance

Status
Homeowners & Tenants
Max LTV 100%

Apply to Norton Finance and their expert loan brokers will search the market to find you a suitable loan at the cheapest rate possible. Applications taken for both secured loans and unsecured personal loans.

Representative Example

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All credit types
Rated 5/ 5

Choice Business Loans Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£1,000 - £10,000,000

Representative APR
3.1%

Loan Term
1 - 35 years

Loan Type
Finance Brokers

Status
Homeowners & Tenants

Choice loans can arrange a wide range of business finance solutions for business of all sizes. Services include business loans. Crowdfunded business Loans, Short term unsecured business loans, Merchant cash advance, Pension led business finance, Overdraft alternatives, Asset finance, Asset backed loans, Invoice finance, Commercial mortgages.

Property finance is available for residential, commercial, property development, overseas property, bridging loans and buy to let mortgages.

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All credit types
Rated 5/ 5

CarFinance247 Why?
Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£1,000 - £250,000

Representative APR
6.9%

Loan Term
1 - 7 years

Loan Type
Car Finance Broker

Status
Homeowners & Tenants

We make the whole process hassle-free & provide the customers with a helping hand throughout. Our aim is to get the best possible finance deal for our customers, whilst providing an efficient service of the highest quality.

Representative Example

 

FAQ's

Do I have to pay any upfront fees when using a broker?

No. There are no upfront fees. However, you may pay the broker a fee upon a successful completion of the loan. Any fees and costs associated with the loan will be fully explained prior to you making any committments.

Why use a broker instead of going direct to the lender?

A broker can search the lenders and help find the best deal that suits your needs and credit profile. If you wish to take out a homeowner loan then many of these second charge lenders are not available direct, and you will be required to use a broker to package the loan on behalf of the lender. A brokers role is to save you both time and money and to ensure you get the best deal using their market knowledge and expertise. Using a broker is especially valuable if you have a complicated case or a history of bad credit and need specialist advice to successfully complete the loan application. Brokers have an in-depth knowledge of what the lender is looking for, and their lending requirements.

Do I have to have proof of income?

Yes. Showing proof of your income is essential to demonstrate that you can afford to meet the loan repayments. You may need to provide the broker or lender with your past 3 months pay slips if employed, or 2 years worth of SA 302 figures if self employed or a company director. Some lenders will may also require business acounts.

Can I get a loan if self employed?

Yes. If you can demonstrate and show proof of your income then being self employed isn't a problem for most lenders. Your broker will be able to advise on what you require.

Will I need a credit check?

Yes. All lenders, apart from some logbook lenders will require a credit check so they can investigate any loans you have or any previous credit you may have taken out. The lender may use your credit score to evaluate your creditworthiness.

I have some adverse credit history, what options do I have?

If you have some adverse or poor credit management on your file then there a range of lenders who will be willing to borrow. However, you will have to be prepared to pay a far higher rate of interest on your loan. There is also the option of a guarantor loan which means you may be able to get a lower rate loan with the help of someone who can guarantor the loan with you.

I am a pensioner over 65 can I still get a loan?

Yes. There are plenty of lenders who offer loans to older borrowers. Loans are available to retired people over 65,70 who have income either via pension benefits or part time employment. Your loan broker will be best placed to advise you on what options are available to you.

Can I use a loan broker for business?

Yes. Many people choose to use the help of a broker when searching for business finance.

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Rating: 4.6 / 5 with 23 votes

Lending Expert is a credit broker, not a lender.

We bring together the very best providers and deals from across the market place.