Simon Nicholson

Expertly compared by Simon Nicholson

Products Updated January 8, 2020

75% – 100% LTV Secured Loans

Get the best deal on 75%, 85%, 95% and 100% LTV second charge loans and mortgages from our award winning loan experts. Funding solutions available for all credit types, pensioners and self employed applicants including buy to let properties. We promise you wont find a better deal elsewhere.

Homeowners - Our award winning experts can compare the cheapest loan deals from over 19 approved Lenders. All credit types considered:

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it.

Questions? Call us on 0161 820 8099

1 providers expertly compared:

Learn More Available via broker only

Lending Expert

Loan Amount
£10,000 - £500,000

Representative APRC

Loan Term
3 - 33 years

Loan Type
Secured & Homeowner Loans

Homeowners & Tenants
Max LTV 100

Rated 4.8/ 5

All credit types

Our expert team can compare over 19 secured loan lenders from across the market to find you the perfect loan. Our team are on hand 7 days a week to handle your loan enquiry from initial quoteation right through to when you receive your loan. Homeowner loans for any purpose including popular options such as debt consolidation, home improvements and buy to let properties. Solutions for bad credit applicants and the self employed. Request a quote to see how much you can borrow today.

Read our customer and visitor reviews for this product:

Rating: 4.6 / 5 with 31 votes

Good for secured loans

by Abdul R

Good service for secured loans with a full brokerage service. Good panel of lenders to suit most customers.

Found the right mortgage I was looking for

by Mrs Dale

Had a very positive experience using the mortgage pages. Thankyou.

Are there many secured lenders who offer products at 75%?

75% loan to value second mortgages

75% secured loans

There are a large selection of lenders who can offer secured loans at 75%, 85%, 95% and 100% loan to value. This means the lender will willing to secure a loan for up to 100% of your properties value. This could be your residential home or a buy-to-let property. The terms and interest rates of the loan and how much you can borrow will vary from lender to lender. A broker above will be best to advise you on your options and which lenders are most suitable for you.

For what purposes can these loans be used for?

Loans can be used for any legal purpose and are popular funding options for home improvements, debt consolidation and raising funds on buy to let property.

Are loans available for people with bad credit histories?

Blemished credit applicants are accepted

Blemished credit applicants are accepted

There are a range of suitable lenders who offer secured loans to people with adverse or bad credit history. Some second charge lenders will accept and consider applicants with CCJ’s IVA’s defaults, missed payments and options those with a low credit scoring. A secured loan broker has an indepth knowledge of the market and lenders which means they will be best placed to advise you on which lenders are most suitable.

None mainstream Buy to let applicants accepted

Funding solutions are available for applicants who wish to borrow against a buy to let on a first or second loan basis at 75% loan to value. Loans can be issued for applicants without proof of income, the unemployed, people on benefits without any requirement for a credit check. Some lenders can also accept family gifted deposits of 25%.