Cheap Bike Loans & Finance

If you need a loan to buy a motorbike then our loan experts can help. Our experts have access to a wide range of lenders who are willing to offer loans to those who wish to buy a new or second hand bike. They can quickly compare the market to find you the cheapest deals.

 

FAQ's

Can I get a bike loan for a 125cc motorbike?

Yes. Our panel of lenders and brokers can assist you in securing a loan against any road worthy motorbike from any reputable dealer.

Can I get a bike loan for a Moped or Scooter?

Yes. Our panel of lenders and brokers can assist you in securing a loan against any type, make or model of road worthy motorbike.

My credit rating isnt very good can I still get a bike loan?

Yes. Our panel of lenders are winning to lend to applicants with some adverse credit. There are also a range of guarantor lenders who can help you get the money you need with the help of a guarantor.

Can I get a motorbike loan without a credit check?

No. All the motorbike lenders on our panel will require you to have a credit check to ensure your creditworthiness. The lender will need to see what outstanding debts you have (if any) and to check if you have any history of missed loan payments, CCJ's or any other credit issues that may effect your ability to repay the loan.

I am self employed, does this matter?

No. Being self employed is fine as long as you can show proof of income and adequate evidence. You may need to provide proof of business accounts or SA302 documents from HMRC which shows your income and tax paid for the financial year. You may need to show 2 years worth of income to satisfy the lender.

What is HP - Hire Purchase?

Hire Purchase (HP) is a type of finance agreement where you can borrow a set amount of money over an agreed period at a fixed interest rate. The amount borrowed and the total interest is divided across the entire agreement, meaning you pay the same amount each month. You can also pay off the total early.

What is a Personal Contract Purchase or PCP agreement?

Personal Contract Purchase (PCP) is a popular motorbike financing option that allows you to pay monthly instalments that cover the bike depreciation during the term of the loan. At the end of the loan agreement, you then have three options: you can return the bike, pay a balloon payment to keep the van, or use the bike as a part exchange (deposit) on finance for a new bike or vehicle of your choice.

We are independently reviewed by our verified customers and web users:
Rating: 4.6 / 5 with 21 votes

Lending Expert is a credit broker, not a lender.

We bring together the very best providers and deals from across the market place.