Second Charge Loans With No Early Repayment Charges [No ERC’s]

Written by Simon Nicholson on July 30, 2018

Updated February 13, 2022

Secured loans ERC free

looking to secure a Fixed Rate on their new mortgage but don’t want to get stung by the Early Repayment Charge? Our diverse panel can offer Fixed Rate second charge mortgage products ERC Free.

With potential uncertainty and looming Brexit – You can have the best of both worlds. Beating the interest rates rises and securing that rate for the next 2,3 or 5 years. These products offer a penalty free facility if redeemed early – Get the best advice and consider a second charge for your capital raising needs.

Key Facts

  • Rates from 4.08%
  • Terms 5-30 years
  • Loans from £10,000 to £2,500,000
  • LTV up to 95%
  • All credit profiles considered

Experienced advisors

We only recruit staff that are CeMAP qualified and with a minimum 5 years experience in second charge mortgages which means you get the best advice from experienced brokers.

Get in touch

Learn More Available via broker only

Lending Expert

Loan Amount
£10,000 - £500,000

Representative APRC

Loan Term
1 - 33 years

Loan Type
Secured & Homeowner Loans

Homeowners Only
Max LTV 100

Rated 4.8/ 5

All credit types

Our expert team can compare over 19 secured loan lenders from across the market to find you the perfect loan. Our team are on hand 7 days a week to handle your loan enquiry from initial quoteation right through to when you receive your loan. Homeowner loans for any purpose including popular options such as debt consolidation, home improvements and buy to let properties. Solutions for bad credit applicants and the self employed. Request a quote to see how much you can borrow today.

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