We are currently offering 1st & 2nd charge Buy to Let mortgages and secured loans with no rental income stress testing required from the mortgage lender. This buy-to-let mortgage product is an alternative solution for landlords whereby the rental income does not stack up or meet the rental stress calculations from the mainstream lender.

Features

• Loans from £10,000 to £2,500,000
• LTV up to 75%
• AST’s accepted as proof of income
• All credit profiles considered
• Unoccupied properties considered
• No minimum valuation
• No 6 month ownership rule
• Adverse credit applicants accepted with past CCJ’s defaults and missed payments
• No stress testing from lender required
• No proof of income required
• Self employed applicants accepted

Property types

This BTL mortgage is suitable for any property type including semi commercial properties, ex local authority, flats above shops, maisonettes including High Rise, HMO property & Non Standard Construction.

Experienced advisors

We only recruit staff that are CeMAP qualified and with a minimum 5 years experience in second charge mortgages which means you get the best advice from experienced brokers.

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