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We’re mortgage experts. This means we know our stuff when it comes to all types of mortgages. We know where the best rates are and have access to exclusive deals just for Lending Expert customers.
We’re not tied to one lender which means we can search the wider market to find you the cheapest mortgages from across the UK.
Lending Expert is an FCA regulated credit broker which means you can be assured you are dealing with a legitimate and reputable finance company.
If you have bad credit or have previously been refused a mortgage we can consider your application. Whatever your circumstances please get in touch and we'll do our best to help find you the perfect mortgage deal.
This buy to let product is ideal for applicants with low credit scores and dont wish to have a credit check. They may not have documentary proof of income or earnings due to unemployment, new self employment or who are employed with a low income or salary.
If you need to mortgage or remortgage a buy to let property and do not wish to have a credit check then this product is for you. No proof of income or credit scoring is required, and the tenancy agreement can be used to evidence the rental income without any further proof of income required.
This mortgage product is suitable for any property type of buy to let investment including semi commercial properties, ex local authority homes, flats above shops, maisonettes including High Rise buildings, HMOs (multiple occupancy) & Non Standard Construction. There is no minimum property valuation and uninhabitable properties with no one living in them are also accepted with this mortgage product.
This product is suitable for portfolio landlords who own more than 1 property and is currently available in England, Scotland and Wales.
While some mortgage lenders will require you to have owned the property for at least 6 months, this is not the case with this product and lender. There is no minimum ownership time required and finance is available immediately.
There is no mortgage history required so First Time Buyers are also considered.
Bad credit applicants are considered including applications from people who have had CCJ’s, missed credit payments, account defaults, discharged bankrupts, and applicants with a low credit score. No credit scoring is required for this application.
Get expert advice and buy to let mortgage comparsion from our approved brokers. Get a quote here on Lending Expert.
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