Life Insurance For Mums & Dad’s

Many mothers fail to put life insurance in place because they do not feel that they need it, but if you consider the impact it would have on your family and children you will soon understand the importance of life insurance.

Emotionally, it would have a huge impact on a family and it cannot be expressed in terms of money but consider the important role a mother plays and the costs that are involved. These costs would then potentially have to be paid for.

Life insurance for mums is a policy that protects her family and children and if you are a single mum, this policy is imperative. This type of policy would provide a safety net should the worst happen and you pass away. The policy would ensure that your mortgage payments, any debts, family and importantly your children are all protected.

Also see: Joint life insurance cover

Life insurance for mums works in a way that covers the mother and protects the beneficiaries should you pass away. A lump sum would be paid to the beneficiaries should you die.

All you need to do is continue with the agreed monthly premium to ensure your policy continues so you are covered at all times, right up to the date of renewal.

There are a range of benefits available that cover the mother and protect their family and children. The terminally ill benefit would be an important area to think about as this would help your family and children take care of you if your circumstances were to change.

There are many features to this policy;

• Ensures that all of your bills are covered should you pass away, and the policy would provide protection for your family and children.
• Peace of mind so you know that cover is in place to pay for all debts and bills should you pass way.
• There are a wide range of benefits available to ensure you have a policy that suits your needs.
• Terminally ill benefit is as important as the death benefit so if you were diagnosed as terminally ill and have less than 12 months to live we would pay a benefit amount to the beneficiaries to help put the necessary arrangements in place and help financially.
• Flexible and re-viewable as we are always aware that your circumstances as a mother may change. So this policy will have a re-viewable period and once that date has been met any amendments can be made to suit your needs.

There are a range of benefits that come with this type of policy for mums;

• Affordable as this policy has a number of benefits available and this will ensure you have the right coverage at the right price.
• Quick and simple, we aim to make the process as smooth, simple and efficient as possible so you are covered immediately.
• The insurance policy is re-viewable should your circumstances change and amendments can be made to suit you.
• The benefits available to are varied so you can have peace of mind that you have the correct cover for you.
• Safe in the knowledge that your coverage gives your family and children financial security should you die