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We’re secured loan experts. This means we know our stuff when it comes to loans! We know where the best rates are and have access to exclusive deals just for Lending Expert customers.
We’re not just tied to West One Loans which means we can search the wider market to find you the cheapest loans from across the UK.
Lending Expert is an FCA regulated credit broker which means you can be assured you are dealing with a legitimate and reputable finance company.
If you have bad credit or have previously been refused a secured loan we can consider your application. Whatever your circumstances please get in touch and we'll do our best to help.
A secured loan is similar to a mortgage in that the loan is secured against and asset such as your home or a buy to let investment property. You may have also heard them referred to as homeowner loans or second charge mortgages. Secured loans are generally used for larger loans and are popular for debt consolidation, home improvements and buy to let property.
This will depend on many factors such as how quickly we are able to gather your application details and how complex your case is. Please contact us with your loan requirements and we will aim to give you an estimated time frame.
Yes will most certainly try our best. If you have some adverse credit or a history of issues such as CCJ's, defaults or missed payments then we have lenders who will consider your application.
No it wont. If you make a quote then a soft credit search may be done. This type of credit search will not negatively effect your credit score in anyway.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your West One loan or any other debt secured on it.
Lending Expert Ltd are a directly authorised credit broker with the Financial Conduct Authority (734116) and as a data controller for data protection with the Information Commissioners Office No: ZA018282.