Simon Nicholson

Expertly compared by Simon Nicholson

Products Updated November 5, 2018

85% LTV Plus Bridging Loans

Need to raise as much as possible? Our bridging finance experts can quickly arrange a short term bridge loan between 85%, 90% and 95% loan-to-value. Loans can be arranged for a short period or a longer term up to 2 years if required. Solutions for both regulated and non regulated bridging finance and all applicant types considered.

Our award winning bridging experts can find you the best deal from across the market. They have access to exclusive deals & rates.

Questions? Call us on 0161 820 8099

1 providers expertly compared:

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All credit types
Rated 5.0/ 5

Smart Money Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.


Learn more about how we review and assess the providers here on Lending Expert.

Loan Amount
£10,000 - £10,000,000

Monthly Rate
From 0.49%

Loan Term
1 - 24 Months

Loan Type
Bridging Loans

Homeowners Only
Max LTV 100%

Award winning broker of the year Smart Money have made it to the top of our list as our No 1 recommended provider for bridging loans. Smart Money are not available direct to the public and so we are very pleased to be able to offer them here via Lending Expert.

What interest rates are available at 85% LTV upwards?

Bridging loans rates at 85%, 90%, 95% LTV

The interest rates payable will depend on the lender and the term of the loan. The lower the LTV the lower the rates will be. Contact our brokers above and they will be able to provide you with a free quotation and explain all the rates and costs associated with the loan.

Are there many bridging finance lenders who offer loans at 85% loan to value?

Most lenders see offering loans at a higher loan to value as a greater risk therefore the market place is more limited at around the high 85%, 90% – 95% LTV range. However there are a selection of lenders who are willing to offer finance around this level depending on the security offered, the amount required and the term of the loan. Bridging loans at a higher LTV rate like these are generally more expensive and carry higher interest charges due to the increase in risk to the lender.


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Rating: 4.6 / 5 with 28 votes

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