100% Recommend

Trusted

We've been trusted by thousands of customers since 2013.

100% Recommend

The Independent review organisation Reviews.co.uk report that 100% of reviewers recommend Lending Expert

Lending Experts

We’re bad credit secured loan experts. This means we know our stuff when it comes to loans! We know where the best rates are and have access to exclusive deals just for Lending Expert customers.

Huge Market Comparison

We’re not tied to one lender which means we can search the wider market to find you the cheapest loans from across the UK.

Approved & Regulated

Lending Expert is an FCA regulated credit broker which means you can be assured you are dealing with a legitimate and reputable finance company.

Flexible Lending

If you have bad credit or have previously been refused a secured loan we can consider your application. Whatever your circumstances please get in touch and we'll do our best to help.

FAQ's

What is a secured loan?

A secured loan is similar to a mortgage in that the loan is secured against and asset such as your home or a buy to let investment property. You may have also heard them referred to as homeowner loans or second charge mortgages. Secured loans are generally used for larger loans and are popular for debt consolidation, home improvements and buy to let property.

How quickly can I receive the loan funds?

This will depend on many factors such as how quickly we are able to gather your application details and how complex your case is. Please contact us with your loan requirements and we will aim to give you an estimated time frame.

I have bad credit can you still help?

Yes will most certainly try our best. If you have some adverse credit or a history of issues such as CCJ's, defaults or missed payments then we have lenders who will consider your application.

Will requesting a quote effect my credit score?

No it wont. If you make a quote then a soft credit search may be done. This type of credit search will not negatively effect your credit score in anyway.

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it.

Lending Expert Ltd are a directly authorised credit broker with the Financial Conduct Authority (734116) and as a data controller for data protection with the Information Commissioners Office No: ZA018282.