Refused a mortgage? Don’t worry we can help

Written by Simon Nicholson on October 15, 2018

Updated February 13, 2022

Refused a mortgage

If you have been declined a mortgage from your bank or mortgage lender then dont worry as we may still be able to help. Our experts help mortgage applicants who dont fit the ‘standard’ mainstream requirements and who may have been refused a mortgage or declined a loan elsewhere.

Our experts can help with both residential and buy to let mortgage applications on a first and second charge mortgage basis. Non standard construction properties, high rise flats and semi commercial property accepted also.

When can we help?

We can offer a diverse lender panel of lenders that can help where others can’t in situations such as:.

  • Mortgage declined on affordability
  • Mortgage declined by underwriter
  • Mortgage declined after decision in principle (DIP)
  • Mortgage declined after survey or after your offer has been accepted

Key Facts

  • Rates from 2.94%
  • Terms 1-30 years
  • Loans from £10,000 to £2,500,000
  • LTV up to 95%
  • All credit profiles considered, including bad credit applicants.

Accept in principal

We can offer an accept in principal based on a soft credit search free of charge. We don’t charge up front fees like some other brokers in the market.

Better Rates

We don’t rely solely on sourcing systems – in 50% of cases our advisers have found better rates than those presented on sourcing.

Experienced Advisors

We only recruit staff that are CeMAP qualified and with a minimum 5 years experience in second charge mortgages.

Get a quote from the experts

Learn More Available via broker only

Lending Expert

Loan Amount
£10,000 - £500,000

Representative APRC

Loan Term
1 - 33 years

Loan Type
Secured & Homeowner Loans

Homeowners Only
Max LTV 100

Rated 4.8/ 5

All credit types

Our expert team can compare over 19 secured loan lenders from across the market to find you the perfect loan. Our team are on hand 7 days a week to handle your loan enquiry from initial quoteation right through to when you receive your loan. Homeowner loans for any purpose including popular options such as debt consolidation, home improvements and buy to let properties. Solutions for bad credit applicants and the self employed. Request a quote to see how much you can borrow today.

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