If you have bad credit and need help getting a loan then a guarantor loan from Lending Expert may be the solution you need. Apply online today.

Can I Stop Being a Guarantor?

No, once you have signed a guarantor loan agreement to become a guarantor and the loan comes through, you cannot stop being the main borrower’s guarantor. There can however be a two-week period after the loan has been sent to your, the guarantor’s, account, where […]

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Why Was My Guarantor Declined?

If you have applied for a guarantor loan, but then get declined due to the guarantor you have chosen for the loan application, you may be wondering why this has happened, and what it means when applying for future guarantor loans. Your guarantor may have […]

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What Happens if Your Guarantor Refuses to Pay?

If your guarantor refuses to pay in the circumstances where they are contractually obliged to, the lender will usually take the necessary steps to try recover their funds via the guarantor. When a guarantor signs an agreement, they are legally obligated to see it through […]

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What Are My Rights as a Guarantor?

When becoming someone’s guarantor for a loan, there are certain obligations expected from you. When becoming a guarantor, you’ll be required to cover any repayments that the main beneficiary fails to make. If the borrower you are a guarantor for fails to keep up with […]

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Can You Get A Bad Credit Loan Without Using A Guarantor?

Last year, one in five people were turned down for a personal loan or credit card. Over 40% of these were rejected because of poor credit. If you were one of those people, and need to take out a loan, you might think your only […]

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What Are The Alternatives To Guarantor Loans?

Guarantor loans are a form of unsecured debt which – as the name suggests – require someone to co-sign your loan application, acting as a guarantor and agreeing to make repayments if you’re unable to. Generally, guarantor loans are for between £1,000 and £15,000 and […]

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A Guide To Being A Loan Guarantor

A guarantor loan is an unsecured loan, generally taken out by someone who has a poor credit rating or no credit history. They need a person with good credit to co-sign their application. This person is known as a guarantor and becomes responsible for payments […]

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