Conrad Ford

Further guides written by Conrad Ford

Conrad Ford is Chief Executive of Funding Options, recently described by the Telegraph as “the matchmaking website for small businesses and lenders”. Funding Options has been selected by HM Treasury to help businesses find finance when they’re unsuccessful with the major banks, as part of the Bank Referral Scheme that launched in November 2016.

Business Loans For Non-Homeowners – What Are Your Options?

When you apply for a personal loan, one of the first questions lenders ask is ‘are you a homeowner?’. If the answer’s no, anything beyond a low-value, unsecured, personal loan may be beyond your reach. However, if you’re a business owner, the answer as to […]

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Supply Chain Finance Explained

Small businesses often struggle with getting approved for finance and loans, especially if they are newly established. This is usually because they have not yet had the chance to build up their own credit score. Global supply chains stretch across the world, and companies are […]

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Selective Invoice Finance Explained

According to research carried out by The Sage Group, 17% of invoices issued by small to medium-sized enterprises (SMEs) are paid late; 50% of those that receive late payments say it has an impact on their ability to operate effectively and can lead to their […]

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Reasons To Use A Business Finance Broker

Financial products can be confusing, and as there are so many different options available, it isn’t always easy to know which is going to be best for you. It can be worthwhile to seek the help of an experienced professional who will have the knowledge, […]

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Pension Led Finance: Learn How Your Pension Can Provide A Loan To Your Business

Starting up and growing a business is no easy task, and the majority of new businesses can’t get off the ground without some form of funding. Despite the government encouraging banks and lenders to approve business loans, there are still a large number of small […]

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Mezzanine Finance Explained

When it comes to funding, there is a vast array of options available to suit individuals and businesses of all shapes and sizes. Some funding options are fairly straightforward, while others are more complex and difficult to understand fully. One of the most complex funding […]

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Invoice Factoring Vs Invoice Discounting – What’s The Difference?

In 2017, over 60% of invoices raised by small and medium-sized enterprises (SMEs) and accounting for £21 billion worth of business were paid late. While larger organisations might have the working capital available to cover any shortfalls from late payments, for SMEs, this can be […]

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A Guide To Consolidating Business Debts

Almost every business will have debts of some kind, and it is nearly impossible to run a company without incurring some debts along the way. Having various debts with different lenders can be both confusing and expensive. As a business, it can be a struggle […]

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Working Capital Finance Explained

Every company needs working capital in order to operate. It is used to pay employees, customers and invest in long-term organisational growth. Without it, a business is unlikely to succeed. Yet, many companies focus more on cash flow (which is still important) rather than whether […]

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Revolving Credit Facilities Explained

Running a business is no easy feat and staying on top of your finances in an unpredictable economy can be much more difficult than anticipated. If you find yourself struggling financially, then being in the know as far as loans and facilities are concerned is […]

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Merchant Cash Advance Explained

Companies who take payments from customers using card terminals and looking for an injection of cash to cover the cost of short-term expenses or invest in business growth have a number of options available to them. One which is becoming increasingly popular, especially when compared […]

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Invoice Discounting Explained

Cash flow, or rather cash flow problems, are the primary reason most businesses in the UK fail. If a business can’t find the right balance between income and expenditure, it won’t succeed. Which is where invoice discounting comes in, allowing companies to better manage their […]

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Equipment Finance Explained

Cash flow issues can be a challenge, especially when you know you have financial commitments to pay out. Finding a solution to this challenge can be just as difficult but rest assured there are a number of solutions out there suited to specific business types […]

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Business Overdraft Alternatives

Setting up a new business doesn’t come without its difficulties – and staying on top of things financially is often the largest difficulty of all. In the past, ensuring that your business bank account was fitted with a business overdraft was the most common form […]

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Business Asset Finance Explained

According to LinkedIn, one of the biggest issues faced by companies starting out or looking to grow is financing, closely followed by cash flow. Financing is needed to purchase the supplies and buy-in the resources needed to get a business off the ground, while a […]

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A Guide To Personal Guarantees On Business Loans

Taking out a loan for your business can be a challenge, and there are often strings attached that business owners don’t fully understand. There is significant importance attached to understanding conditions attached to business loans, such as personal guarantees, and understanding exactly what they mean […]

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Big plans for your business? Discover mezzanine finance

In the world of business finance, there are straightforward funding options such as business loans, and then there are the more complex ones like mezzanine finance. But you don’t need to be a finance expert to understand the ins and outs. Put simply, mezzanine finance […]

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Asset Finance: Exploring Your Business Finance Options

There’s a wide range of asset finance products, and for some business owners it can be hard to see the wood for the trees when looking for the right one for your firm. Asset finance is all about assets, and there are different scenarios where […]

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An Experts Guide to Choosing The Right Business Loan

If you’re thinking about getting a business loan, there are a lot of things you need to bear in mind. How much money are you looking to borrow? What are the funds for? Do you have any assets to secure the loan against? There are […]

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5 Alternative Business Finance Options You Should Know

As a business owner you might have already asked your bank for a business loan. According to a report by the British Business Bank, 38% of business owners still go straight to their bank when they identify a need for external finance. But since the […]

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