100% Recommend

Dave Beard

Expertly compared by Dave Beard

Products Updated February 8, 2021

Warning: Late repayment can cause serious money problems. For help go to moneyadviceservice.org.uk.

1 providers expertly compared:


Loan Amount
£50 - £1,000

Representative APR

Loan Term
1 - 12 Months

Loan Type
Short Term Lender

Homeowners & Tenants

Rated 4.5/ 5

All credit types

Your monthly payment will be:


Interest on this loan will be:


Initial Rate:


Total repaid will be:


Wageme are a friendly team of finance specialists offering short-term cash loans when you need them most. Whether it's to bridge a gap between your payday or to allow you to help family emergencies or just unforseen circumstances they can help.

Representative Example

Read our customer and visitor reviews for this product:

Rating: 4 / 5 with 2 votes


by Jon Delany

Easy to apply and application process. Had cash in the bank on the same day...!!!

Helpful and easy to use

by Pete Taylor

Found this easy to use and simple application process. Rates are high, but as you would expect from a payday lender!


Yes. Our partners can issue same day loans assuming they have all the correct application information they need to make a quick lending decision. If you're a returning customer then your application for any further loan advances will be even quicker.

No. All the lenders in our panel will require you to undergo a credit check to check your credit worthiness. However, some payday lenders will accept applicants with some bad credit.

Yes. We work with direct lenders who offer loans from £50 to £1,000, repaid over 1 to 12 months.

Yes. We have lenders on the panel who will accept applicants with some history of bad credit. Some bad credit short term lenders will accept applicants who have missed payments in the past, have CCJ's or who are discharged bankrupts.

Short term loans are small loans to be repaid over a short period of time. For example most lenders offer loans of £50 - £100, £200, £300 etc and up to generally a limit of between £1,000 - £1,500. The amount you can borrow and the loan term will vary from lender to lender.

Yes. The lenders on our panel offer short term loans to those who are self employed, sole traders or company directors.

No. Assuming you keep up with your loan repayments and pay back what you owe then taking out a payday loan will not damage your credit rating or credit score.

Yes. If you meet the affordability criteria for the loan then our lenders will accept your application if you are working part time or casual hours.

Yes, you will typically be required to provide proof of income either as an employee via PAYE or will need to provide documentary evidence if self employed, a company director or sole trader.

Yes. All the lenders on our panel will send your loan funds direct to your bank account via a bank transfer.

We work with the following lenders: Oakam, Next credit, Cash Float, Mr Lender, Wizz Cash, Satsuma Loans, Drafty, Wageme, Step One Credit, Sunny, Ferrantum, , Little Loans, Lending Stream, The Money Shop, 118 118 money, The Money Platform, Fund Ourselves and Morses club.

Yes. If you meet the application criteria and can afford the repayments then you can also get a loan while being a pensioner. This includes applications for older borrowers who are over 60, 65 or 70.

If you have a complaint about your lender then firstly you must contact them to make a formal complaint. Payday lenders have 8 weeks in which they must deal and help to resolve your complaint. You can also refer your complaint to the Financial Ombudsman if you are still unhappy and have exhausted the company's internal complaints procedure

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