Klarna and your credit report: how buy now pay later will impact your rating

David Beard, editor-in-chief of Lendingexpert.co.uk, said: “This is good news for customers who are responsible users of Klarna because it means they’ll be able to build their credit rating using the service, but bad news if you’ve ever used Klarna and haven’t paid what you […]

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How families with kids can enjoy the school holidays on a budget this summer

Making savings over the summer will go a long way this winter now that energy bills are being predicted to go up by another £1,000 in October. The team at Lendingexpert.co.uk have put together their top tips on ways families can enjoy the summer holidays […]

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Is your pension protected? Savers urged to check as they could stand to lose thousands

Personal finance expert and editor-in-chief of LendingExpert, David Beard, also examined the matter. He said: “This is worrying but sadly not surprising news. “We know people aren’t squirrelling away enough money to build up a sufficient pension pot. “Therefore, it doesn’t surprise me people aren’t […]

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“The Klarna Card Could Become a Dangerous Piece of Plastic” Industry Reacts to the Latest BNPL News

Personal finance expert and editor-in-chief of Lendingexpert.co.uk, David Beard said: “Just this month, it was revealed Klarna wanted to shift criticism onto credit card providers as the government prepared to clamp down on buy now pay later providers, which seems a little rich considering they’ve just announced […]

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Debt fears as Klarna launches credit card

Personal finance expert and editor-in-chief of Lending Expert, David Beard. So it very interesting that Klarna should now launch their own physical card, which is essentially a credit card but with slightly different terms, that is totally unregulated! “Just this month, it was revealed Klarna […]

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Money Talk: ‘I’ve kept my part-time job a secret from my partner – should I tell them?’

Generally speaking, unless you’re in a bad relationship, you should be open and honest with each other. This is according to David Beard, personal finance expert and editor-in-chief of Lendingexpert.co.uk, who points out that it is likely your partner will find out anyway.

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Royal Mail to sack 700 despite service issues and Covid staff sickness

David Beard at Lendingexpert.co.uk said: “This announcement comes as a shock and seems like an odd time to cut staff numbers in the same month as Royal Mail was forced to apologise as customers experienced severe delays for deliveries”.

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Royal Mail to sack 700 despite service issues and Covid staff sickness

David Beard at Lendingexpert.co.uk said: “This announcement comes as a shock and seems like an odd time to cut staff numbers in the same month as Royal Mail was forced to apologise as customers experienced severe delays for deliveries”.

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Royal Mail to axe 700 jobs: Postal service reveals plans to get rid of hundreds of managers to save £40m a year

CEO and personal finance expert at Lendingexpert.co.uk David Beard said: ‘This is distressing news for employees of Royal Mail and their families.’ He went on: ‘Those who fear losing their jobs should hope for the best but prepare for the worst. ‘Now is the time […]

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TechRound 100 Finalist – Lending Expert

In the competitive industry of online price comparison, Lending Expert has emerged as one of the fastest growing in the last 12 months. Driven by offering transparent products and a strong digital marketing proposition, the Macclesfield-based company has seen significant growth and is starting to […]

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Barclays down: Online banking problems leave customers unable to access cash

David Beard, editor-in-chief of Lendingexpert.co.uk, said it’s not good enough. He added: “Banks need to invest in updating legacy systems and get to grips with fail-safe technology. “For some people online banking isn’t a choice – they are being forced to use online or app-based banking […]

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Bank of England inflation interest rates 2021: what mortgage borrowers and first-time buyers need to know

David Beard, CEO and personal finance expert of financial comparison site, Lendingexpert.co.uk, said: “If your mortgage isn’t on a fixed-rate, first, find out how much your monthly repayments will increase by. If you can’t afford to pay extra, don’t be a sitting duck; talk to […]

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U-turn: Amazon says it will NOT block UK Visa credit cards from Wednesday in last minute deal

Meanwhile, David Beard, editor-in-chief and personal finance expert of financial comparison site Lendingexpert.co.uk, was not surprised by Amazon’s u-turn. “Amazon could have lost customers because they were forcing them to make a decision; either switch to pay with a debit card or apply for a new Mastercard.,” […]

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HSBC online banking down – customers unable to access cash

David Beard, editor-in-chief of Lendingexpert.co.uk, said: “Banks need to invest in updating legacy systems and get to grips with fail-safe technology.” He continued: “For some people online banking isn’t a choice – they are being forced to use online or app-based banking due to so […]

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How to beat money blues this January

You might be surprised at what specific items can fetch on websites such as eBay, Gumtree and Facebook Marketplace. You can easily pocket £50-£100 for just a few hours of your time collecting up old gadgets, clothes and books,’ says David Beard, CEO of financial […]

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Amazon suspends plans to stop accepting Visa credit card payments from this week

David Beard, editor-in-chief and personal finance expert of financial comparison site, Lendingexpert.co.uk, said:“I’m not surprised Amazon has done a u-turn. “Dictating to consumers how they can pay was an arrogant move by the retail giant. “Amazon could have lost customers because they were forcing them […]

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How to get a partial refund if an item you bought before Black Friday went down in price

Fortunately, the team at financial comparison site, Lendingexpert.co.uk, have looked into ways you can get a partial refund if something you purchased before Black Friday or Cyber Monday went down in price during the official sales period. Retailers don’t legally have to offer shoppers the […]

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Aldi in 2022 price pledge as chain hails ‘best ever’ Christmas trading

David Beard, chief executive of financial comparison site Lendingexpert.co.uk noted: “I’m not in the least bit surprised Aldi had its best-ever Christmas as consumers desperately look to save money wherever they can. “Aldi is consistently cheaper than the other major supermarket retailers – it would […]

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Bank of England inflation interest rates 2021: what mortgage borrowers and first-time buyers need to know

David Beard comments on Bank of England inflation interest rates 2021: what mortgage borrowers and first-time buyers need to know. How to plan ahead with your mortgage as Bank of England puts interest rates up from 0.1% to 0.25%.

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David Beard explains how he used credit cards to build business – without going into to debt

DAVID BEARD shared how he borrowed money in such a savvy way that he made money from it too, building his business on credit cards without going into debt. By starting his savvy ways at the age of 18, Mr Beard, now 40, has a […]

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Default Figures of UK Bounce Back Loans Reach £5bn Per Month – Business Telegraph

Recent figures show that around £5bn worth of loans are not being repaid from the UK’s Bounce Back Loan Scheme – with around 83% of recipients requesting a payment extension. The Bounce Back Loan Scheme was launched in May 2020 in response to the covid-19 […]

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CEO Profile: David Beard, Founder of Lending Expert

David Beard is the founder of Lending Expert, one of the UK’s fast-growing price comparison websites in the last year. To date, the online price comparison has helped thousands of customers and has amassed a rating of 4.81 out of 5 on Reviews.io, based on […]

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Price comparison chief – “Loan industry is bound to make a comeback this year”

David Beard the founder of one of the UK’s fast-growing price comparison sites has highlighted the potential comeback of the loans industry in 2021. The year 2020 was a turbulent year for a lot of mainstream lenders. The result of the covid pandemic meant that […]

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Lending Expert Named Top Fintech in TechRound’s Fintech50

Lending Expert, the Manchester-based price comparison site, has just been announced as one of the Fintech50, according to TechRound. Lending Expert was founded in 2013 by David Beard. The price comparison site has grown exponentially in the last year, highlighting second charge mortgages and secured […]

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How fintech is changing the face of consumer finance

UK fintech is growing at an alarming rate, with the sector attracting  $5.7bn (£4.86bn) worth of investment in just the first six months of 2021, according to a recent report by Innovate Finance. From revolutionising credit scoring and streamlining payment processing, fintechs have, and are […]

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The biggest challenges facing financial directors in 2021

One could not have anticipated the repercussions surrounding Brexit and the pandemic, with both creating new obstacles for businesses to overcome and forcing financial directors to adapt and process their daily tasks in different ways. From increases in automation to demands for greater access to […]

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An interview with David Beard, Founder of Lending Expert

Lending Expert is one of the fastest-growing price-comparison sites for both loans and mortgages which has progressed massively over the course of the last year during the Covid-19 pandemic. Lending Expert has assisted thousands of customers to date and is currently rated 4.81 out of […]

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