Instant Payday Loans

If you need a fast and instant payday loan then our selection of approved payday and short term lenders below can offer loans instantly and sameday.

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All credit types
Rated 4.5/ 5

Wageme

Loan Amount
£50 - £1,000

Representative APR
1212.3%

Loan Term
1 - 12 Months

Loan Type
Short Term Lender

Status
Homeowners & Tenants

Wageme are a friendly team of finance specialists offering short-term cash loans when you need them most. Whether it's to bridge a gap between your payday or to allow you to help family emergencies or just unforseen circumstances they can help.

Representative Example

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All credit types
Rated 4.7/ 5

QuickQuid

Loan Amount
£100 - £1,000

Representative APR
1294.9%

Loan Term
1 - 12 Months

Loan Type
Installment Loan

Status
Homeowners & Tenants

Quick Quid's short-term loans are designed to help you manage unexpected expenses between paydays. New applicants can apply for a loan for up to £1000.

Representative Example

Instant payday loans could be the solution if you need cash fast

Short term cash loans paid out instantly

Short term cash loans paid out instantly

Do you need to be able to find a fast solution to your money worries? Payday lenders can arrange your loan within hours of your call, so there is no waiting, and delays while payments are processed by the lender. Many people who need money fast turn to instant payday loans as a solution to their problem, and do research to help them decide which lending company is best for them. There are several different types of payday lenders, including some that are able to process your payment in the middle of the night. This means that a cash loan can be provided for you by the lender whenever you need it.

What do I need to do to get an instant loan?

If you need a cash loan fast, then the first thing that you will need to do is to research the companies who are offering this type of finance. There may be good offers from some lenders for a slightly smaller loan, while those offering higher loans may want to perform longer checks, and could also charge more fees. Taking the time to research the lenders will benefit you in the long term, particularly when it comes to repaying the loan.

Once you have found a lender, you will need to fill in a form in order to get the loan. You may be able to do this online, which is a fast and simple way to apply, or you could instead ask for the lender to call you to discuss the loan. The caller will then fill out the form for you. Your application will then be assessed in order to establish whether you can afford to pay, and then the money will be sent to your account.

What can I get from an instant loan?

The value of an instant loan will depend very much on what you need to cover. These instant loans are not usually for a high sum, and this can mean that they are virtually worthless to those who need them to fix shingles, repair water damage, or fix a car. However, an instant loan could still be of help if you need this sort of money, as it could allow you to put down a deposit on the repairs, although it will not cover the entire work required. You can expect to get below £200 for an instant payday loan, and this amount may be lower, depending on your credit rating.

What time period am I looking at?

When you need money desperately, time can be of the essence. There are several different time periods for money arriving in your account, from the instant loan time of between 10 and 30 minutes, to slightly longer, for example a couple of hours. The time when the loan arrives in the account will not, of course, be the time that you can draw it out, since your bank will still need to process it. This can take between a minute and several hours, depending on your bank’s processing period, and how it views payday loans.

 

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