100% Recommend

Dave Beard

Expertly compared by Dave Beard

Products Updated November 30, 2020

Read our customer and visitor reviews for this product:

Rating: 4 / 5 with 2 votes


by Jon Delany

Easy to apply and application process. Had cash in the bank on the same day...!!!

Helpful and easy to use

by Pete Taylor

Found this easy to use and simple application process. Rates are high, but as you would expect from a payday lender!

What to look for in 1 & 3 month loans

Short term 1 month loans until payday

Short term 1 month loans until payday

If you are looking for fast cash and know that you will have the money at the end of the month, then you may want to consider a payday 1 month loan. The payday loan has received a lot of negative attention in recent years, but it can be a swift solution to an emergency which you can’t fund in any other way. Many advisors don’t like payday loans, and they are not suitable for those who can’t manage to pay. However, if you know that you will have the money at the end of the month, and just need a fast payment now, then you can choose to take out a fast payday loan for an instant solution.

What type of payday loans are best?

There are several different types of payday loans now available for UK customers. There are very short-term loans which need to be paid back in less than a month; there are the standard one-month payday loans which are the most well-known, and three-month and six-month loans which allow you to spread the cost of the payments over a wider period. For all of these loans, it is important to remember that there is interest to pay on them, and the longer that the borrower takes to pay back the loan, the more money they will have to pay back.

What to look for

The type of loan that you select can depend very much upon what you need from the loan, and when you get paid. Two-weekly payments are common in the UK, and shorter-term payday loans might be best for those with this type of repayment schedule. One month loans are preferable for customers who want to be able to take slightly longer with their loan, or who have a monthly wage schedule. With a one month loan, you should look at the terms and conditions: how much is the interest on that monthly payment; can you cover it with your wages, and what are the costs of early repayment if your wage will be received before the four-week period? By finding a one-month loan that meet your particular expenditure and costs, you should be able to get the best deal for the money you need.

While you are looking at the payday loan, you should also look at the companies who are offering the deal. Some payday lenders have recently received a bad press, where it was shown that they are keen to press borrowers for payment, and add on hidden fees. Look for a company with a good reference, and with a good reputation on social media sites, and you are likely to be able to find one month loans easily.

Related Links

Payday Loans Direct Lenders

Direct lenders who offer short term loans until payday.

1 & 3 Month Loans

Small 1 & 3 month loans from direct lenders here in the UK.

6 & 12 Month Loans

Small 3 & 6 month loans from direct lenders here in the UK.