Short Term & Payday Cash Loans

Below we’ve listed our TOP choice short term and payday lenders. Loans can be issued same day with a fast and straightforward online application.

To apply simply click below to apply direct with the lender today.



Can I get a same day payday Loan?

Yes. All the payday lenders in our panel can issue same day loans assuming they have all the correct application information they need to make a quick lending decision. If you're a returning customer then your application for any further loan advances will be even quicker.

Can I get a no credit check payday loan?

No. All the lenders in our panel will require you to undergo a credit check to check your credit worthiness. However, some payday lenders will accept applicants with some bad credit.

Can I get a Payday loan from a direct lender?

Yes. All of our Payday lenders are direct lenders. We do not have any Payday loan brokers on our panel of providers.

Can I get a Payday loan with bad credit?

Yes. We have lenders on the panel who will accept applicants with some history of bad credit. Some Payday and short term lenders will accept applicants who have missed payments in the past, have CCJ's or who are discharged bankrupts.

How much Can I borrow?

Payday loans are small loans to be repaid over a short period of time. For example most lenders offer loans of £100, £200, £300 etc and up to generally a limit of between £1,000 - £1,500. The amount you can borrow and the loan term will vary from lender to lender.

Can I get a Payday loan while self employed?

Yes. The lenders on our panel offer short term loans to those who are self empoyed, sole traders or company directors.

Will taking out a Payday loan effect or damage my credit rating?

No. Assuming you keep up with your loan repayments and pay back what you owe then taking out a payday loan will not damage your credit rating or credit score.

Can I get a Payday loan while working part time hours?

Yes. If you meet the affordability criteria for the loan then our lenders will accept your application if you are working part time or casual hours.

Can I get a Payday loan without proof of income?

No. You will be required to provide proof of income either as an employee via PAYE or will need to provide documentary evidence if self employed, a company director or sole trader.

Can I get the loan paid direct to my bank account?

Yes. All the lenders on our panel will send your loan funds direct to your bank by bank transfer.

Which lenders do you have on your panel?

We work with the following short term and Payday direct lenders. Pounds to pocket, Oakam, Next credit, QuickQuid, Cash Float, Mr Lender, Wizz Cash, Piggy Bank, Satsuma Loans, Drafty, Wageme, Step One Credit, Sunny, Peachy, Uncle Buck, Ferrantum, Cash Lady, Little Loans, Lending Stream, The Money Shop, 118 118 money, My Jar, Wage Day Advance, Wonga, The Money Platform, We lend us and Morses club.

I am a pensioner 65 years of age. Can I apply for a Payday loan?

Yes. If you meet the application criteria and can afford the repayments then you can also get a loan while being a pensioner. This includes applications for older borrowers who are over 60, 65 or 70.

Where can I make a complaint about my lender?

If you have a complaint about your lender then firstly you must contact them to make a formal complaint. Payday lenders have 8 weeks in which they must deal and help to resolve your complaint. You can also refer your complaint to the Financial Ombudsman if you are still unhappy and have exhausted the company's internal complaints procedure

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