How Best To Take Advantage Of 0% Balance Credit Cards

As of December 2018, the average UK household held £7,863 in credit card debt. Based on average interest rates, and by only making the minimum payments, it would take over 26 years to pay these debts off. If this sounds like you, and you don’t […]

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Tips On How To Increase Your Credit Card Credit Limit

Sometimes you might find yourself with an overdraft or a credit card and have a need or want to raise the credit limit. You might have several motivations for doing so, and fortunately, it can be done. Despite credit limit referring to the maximum set […]

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How to Successfully Get Your First Credit Card

Having a credit card is important considering the different ways it can help you offset pressing financial needs. Most importantly, it’s highly useful in building a credit record or enhances it while offering the funds you need to offset emergencies. However, applying and getting your […]

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How To Best Take Advantage Of 0% Purchase Credit Cards

0% purchase credit cards can be beneficial if used well. It’s perfect for saving on huge and crucial purchases as long as you’re able to clear the balance within the agreed or introductory period clearly indicated. It’s superb for anyone thinking of a major purchase […]

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How is Visa Different to MasterCard?

It’s not uncommon for most people to wonder how MasterCard differs from Visa. Essentially, both companies have a lot of similarities, but there are a few distinct differences too. Of importance is that both MasterCard and Visa don’t distribute or provide debit or credit cards. […]

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Advice When Using a Credit Card Abroad

One of the most important things you need to pay attention to before you leave the UK for the rest of the world is ensuring your money is safe. Compared to credit cards, cash is very unsafe and could tempt foreigners in their environment to […]

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How To Use A Credit Card To Collect Air Miles

One of the best perks of using most credit card services is the opportunity to enjoy benefits that come with it. These rewards are varied, but enjoying cheaper or free flights is often at the top of the list. You can really cut the cost […]

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How To Successfully Get A Credit Card With Bad Credit

Once your credit report has been analysed, it’ll determine whether you can access credit from most institutions, including credit card companies. While applying for a credit card, the providers usually take into account a person’s credit score, which is determined by different factors. The decision […]

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How To Build Up Your Credit Rating With A Credit Card

In today’s world, having a poor credit rating can feel disastrous. However, unlike in the past when it was almost impossible to improve it, you can do something about it. You can actually build your credit rating using a credit card. It’s most important to […]

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Credit Card Charges Explained

If you miss a payment for your credit card, or carry out international transactions or even simply withdraw funds from the card at an ATM, the results are very costly as charges begin to apply. Charges will also apply if you go over credit card […]

Expert Tips To Prevent Credit Card Fraud

With the hugely popular credit card facility and the ability to purchase just about anything anywhere comes a risk of fraud. Globally, credit card fraud is serious and run into billions of pounds and takes different forms. In 2015 financial fraud cost a total of […]

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What’s The Difference Between A Credit And Debit Card?

One of the best ways of purchasing different services and products you need on a daily basis is a credit card or debit card. Both credit and debit card are the same in that regard considering they help you purchase the different items you require. […]

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How To Consolidate Credit Card Debts

When you replace several credit card debts with one larger loan, it is called debt consolidation. One way to consolidate your credit card debt is to transfer the balances of all of your existing credit cards to one new one. Some credit card providers offer […]

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How To Get Help With Credit Card Debt

The average person in the UK has credit card debts of £7,912, with an average credit card interest rate of 18.3%. If this is you, and you only make minimum payments, it will take 26 years and seven months to pay off your debts. Which […]

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How to Avoid Credit & Debit Card Fraud With Irelands SafeCard.ie & The IPSO

The Irish Payment Services Organisation (IPSO) claims that card fraud is a rapidly growing concern in the UK and Ireland and has serious impacts for all of us – not just on banks and building societies but on retailers and cardholders as well. The SafeCard.ie […]

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A Guide to Credit Cards: [The Experts Go-to Guide]

It is no secret that everyone wants to save money where they can, enjoy luxuries for less and get a cheap deal every now and then. If you are savvy about money, you can make significant savings a lot more often than you might first […]

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