Jonathan Halloway

Further guides written by Jonathan Halloway

I specialise in credit cards and hunting down the best 0% deals on balance transfers and purchases. You can check out my guides and recommendations here on Lending Expert.

Tips On How To Increase Your Credit Card Credit Limit

Sometimes you might find yourself with an overdraft or a credit card and have a need or want to raise the credit limit. You might have several motivations for doing so, and fortunately, it can be done. Despite credit limit referring to the maximum set […]

Read More >

How to Successfully Get Your First Credit Card

Having a credit card is important considering the different ways it can help you offset pressing financial needs. Most importantly, it’s highly useful in building a credit record or enhances it while offering the funds you need to offset emergencies. However, applying and getting your […]

Read More >

How To Best Take Advantage Of 0% Purchase Credit Cards

0% purchase credit cards can be beneficial if used well. It’s perfect for saving on huge and crucial purchases as long as you’re able to clear the balance within the agreed or introductory period clearly indicated. It’s superb for anyone thinking of a major purchase […]

Read More >

How is Visa Different to MasterCard?

It’s not uncommon for most people to wonder how MasterCard differs from Visa. Essentially, both companies have a lot of similarities, but there are a few distinct differences too. Of importance is that both MasterCard and Visa don’t distribute or provide debit or credit cards. […]

Read More >

Advice When Using a Credit Card Abroad

One of the most important things you need to pay attention to before you leave the UK for the rest of the world is ensuring your money is safe. Compared to credit cards, cash is very unsafe and could tempt foreigners in their environment to […]

Read More >

How To Use A Credit Card To Collect Air Miles

One of the best perks of using most credit card services is the opportunity to enjoy benefits that come with it. These rewards are varied, but enjoying cheaper or free flights is often at the top of the list. You can really cut the cost […]

Read More >

How To Successfully Get A Credit Card With Bad Credit

Once your credit report has been analysed, it’ll determine whether you can access credit from most institutions, including credit card companies. While applying for a credit card, the providers usually take into account a person’s credit score, which is determined by different factors. The decision […]

Read More >

How To Build Up Your Credit Rating With A Credit Card

In today’s world, having a poor credit rating can feel disastrous. However, unlike in the past when it was almost impossible to improve it, you can do something about it. You can actually build your credit rating using a credit card. It’s most important to […]

Read More >

Credit Card Charges Explained

If you miss a payment for your credit card, or carry out international transactions or even simply withdraw funds from the card at an ATM, the results are very costly as charges begin to apply. Charges will also apply if you go over credit card […]

Read More >

A Guide to Pre-paid Cards – All You Need to Know

In recent years the way we make payments has been revolutionised with more and more people choosing to pay by card rather than with cash than ever before. New technologies such as contactless payments provide a hassle free and super quick way to spend in […]

Read More >

Saving For Your Children: [The Expert’s Go-to Guide To Successfully Saving For Your Child’s Future]

In today’s economy, you may be considering putting some money aside for your children so that they can have a great start to their adult journey. There are, however, hundreds of ways that you can save for your children, so we’ve put together this guide […]

Read More >

A Guide to Credit Cards: [The Experts Go-to Guide]

It is no secret that everyone wants to save money where they can, enjoy luxuries for less and get a cheap deal every now and then. If you are savvy about money, you can make significant savings a lot more often than you might first […]

Read More >