Over 55 and want to release equity from your home?

How Much Can You Borrow Through Equity Release?

With equity release, you can borrow 20%-60% of your property’s value. The precise amount you’ll be able to borrow will depend on various different factors; for example, if you’re around 55-65 the amount you’ll be able to borrow is closer to 20%, but the older […]

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Is Equity Release Safe?

Yes, equity release is a safe option to consider, regulated by both the FCA (Financial Conduct Authority) and the Equity Release Council. This means you can rest assured that the industry is properly managed by not one but two reputable regulators. All brokers, lenders and […]

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What Percentage Can You Borrow on Equity Release?

With equity release you can borrow around 20% to 60% of the value of your home with a lifetime mortgage, or as much as 80% to 100% of the property’s value if it is a home reversion scheme. Equity release is commonly used to release […]

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Do You Need Good Credit to Be Eligible for Equity Release?

No, it is unlikely that your credit score will impact your eligibility for equity release. That being said, the lender will still conduct a credit check on applicants as part of the equity release application process. While your credit score may not be an important […]

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Can I Still Take Out an Equity Release Plan if I Have an Outstanding Mortgage?

Yes, you can certainly take out equity release if you still have a regular mortgage outstanding – and this is very common too. You will be able to use an equity release mortgage to release cash that is tied up in your home and typically, […]

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Equity Release Companies to Avoid – What To Look For When Applying

Equity release is an increasingly popular way to release cash that is tied up in your home. For people over 55, it can offer an important injection of cash to maintain a good quality of life or be used for things home improvements, to top […]

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What Happens To Equity Release When You Die?

When you die or go into long-term care, your equity release plan will be complete and your beneficiaries or the executors of your will are required to repay the entire loan sum and interest to the provider. The average equity release provider will give you […]

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Can I Still Leave Inheritance To My Children With Equity Release?

Yes, you will absolutely be able to leave inheritance for your children and grandchildren if you are taking out an equity release mortgage. With an equity release product you are releasing money from your home (around 20% to 60%) and using this towards things like […]

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Can I Lose My Home From Equity Release?

Typically, you will not lose your home from taking out an equity release plan and the Equity Release Council has strong rules in place to prevent this and to ensure that your home is always yours. However, there are some certain circumstances where your home […]

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Do You Still Own Your Home With Equity Release Plans?

Yes, if you take out an equity release plan, you can still maintain ownership of your home. With a lifetime mortgage product, which is the most common type of equity release, you will still retain ownership of your home, flat or property and can continue […]

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5 Ways You Can Release Equity From Your Property

Life brings about those unexpected costs at the most inconvenient of times and coming up with ways to find the money can be tough. This is especially true in an economy where the cost of living is continuously on the rise. If you’re fortunate enough […]

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What Are Your Equity Release Options In Retirement?

When it comes to retirement, it can be challenging to know all the options available to you. While you may have some kind of pension set up, it can be a struggle to have enough cash to enjoy your retirement how you want to. There […]

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Home Reversion Explained [The Expert’s Guide]

Are you looking for a way to release equity? One of the most popular equity release schemes, alongside lifetime mortgages, is a home reversion. So what home reversion and is it right for you? What Is Home Reversion? A home reversion scheme is one of […]

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Lifetime Mortgages Explained [The Expert’s Guide – All You Need To Know]

It is never easy to think about the future in terms of care needs or not being able to live in your home. However, in order to make the right financial decisions to ease the burden on your family, potential future care needs must be […]

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Equity Release Solutions For Under 55’s

If you are under 55 and are looking to release equity from your home then there are a range of practical solutions that will enable you to release the money you need from your property without having to go down the traditional equity release route. […]

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