Does the thought of taking out another credit card, or even your first credit card fill you with dread? Do all of the extras, incentives and rewards that credit card companies seem to offer sound great at first but you worry that as soon as you sign up you’ll be trapped? Do you struggle to find a card and a lender that you can trust? You’re not alone. Many people swear off credit cards, but this is largely because they don’t know how to make their credit cards work for them. When you box clever with your card, you can make it work for you rather than the other way around.
When choosing a card, whether for balance transfers, life’s little essentials or an unexpectedly large purchase, you need to know that the lender you choose can be trusted with your financial security. Take a wrong turn and your credit card can become a debt ball and chain that you’ll have to drag around for years. The trick to getting it right, is choosing the right card and the right provider for your needs. As brands go, they don’t get much bigger than Virgin. Let’s take a look at what Virgin Bank Credit Cards can do for your household finances.
The Virgin brand is ubiquitous. It’s as much a British institution as its founder Richard Branson. Virgin Money is one of many of the brand’s facets, offering a wide range of financial services both to businesses and consumers. As well as credit cards, they have ample experience in loans, mortgages, pensions, investments, cash ISAs, travel money and all manner of insurance.
As a major presence in UK commercial banking, Virgin Money has the kind of wide range of credit card products that you might expect, meaning that whether you’re looking for a card to fund your next holiday abroad or simply something to facilitate an easy balance transfer, you’re sure to find the right product. What’s more, the “soft checker” on your website allows you to see if you’ll be accepted before you apply without impacting negatively on your credit rating.
With a wide range of cards, Virgin Bank offers reasonable rates and some great balance transfer deals. However, it’s frequent fliers who’ll get the most value out of this range!