When it comes to your family’s finances, there’s nothing worse than burying your head in the sand. While it can certainly be tempting to throw your bank statements straight into the shredder, ignore any letters your bank or credit card company sends you and try to assume that everything will be okay, this mentality rarely leads to improved household finances. Instead, it more often leads to spiralling debts, ever increasing interest rates and a widening black hole of debt that threatens to engulf your family’s finances and compromise their future financial wellbeing by decimating your credit score.
Every now and then, even the most carefully maintained finances need a bailout in the form of a loan. Whether you’ve had an unexpected expense like a broken cambelt on your car or simply want to take the family on a much needed holiday, the right loan can make all the difference. However, once again, you owe it to yourself not to bury your head in the sand, select the first lender that pops up on your Google search and trust to luck. It behoves you to research the lender you choose. Let’s take a look, for example, at Ulster Bank and how their loans can help you.
You may well have heard of Ulster Bank even if you don’t happen to live in Northern Ireland. Formed in 1836, Ulster Bank has been delivering both personal and commercial banking to the masses for almost 2 centuries. A wholly owned subsidiary of RBS (Royal Bank Of Scotland), the brand also acquired mortgage provider First Active in 2004. Their range of products extends not only to unsecured loans but to credit cards, savings accounts, and all kinds of insurance.
Ulster bank offer personal loans for a wide range of purposes including;
Whatever your needs may be, their competitive fixed rate of 8.17% APR representative means that your finances will never be plunged into uncertainty by sneaky shifting interest rates. It’s quick and easy to get a quote online, and their easy to use loan calculator allows you to find out exactly what you can expect your monthly repayments to be in order to fit them neatly into your household budget. The rates depend on how much you want to borrow, the purpose of the loan and the repayment period, but Ulster Bank’s robust selection of products ensures that whatever your needs may be you’ll find the right loan at a price to suit you.
Finding the right loan can be hard in such a fiercely competitive field. With so many lenders to choose from, how do you know which brands you can trust? Fortunately, Ulster Bank have a long and storied history of success and are one of the most trusted brands in the financial services industry. Their competitive APR and fixed rates mean that you’ll never face any unpleasant surprises and their loan calculator makes planning your budget around your monthly repayments easy and transparent.