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About UK Trust Loans

UK Trust Loans is a company that believes in lending responsibly to those in need to additional help. We believe in working together as a team: you, your guarantor and ourselves so that you can receive your loan with a fair interest rate, reducing your stress right down. We are a loan company that requires you to have a guarantor underwrite your loan, and that means you are relying on your friends and family to believe in you as much as we do. We know that the root cause of debt is irresponsible lending, which is why we avoid this as much as possible with our fair and clear policies and practise.

Whether you need a loan for a new car, a new boiler or you simply need to get away for a break, UK Trust Loans can help. We are real people and we take a caring approach to our lending policies. We’re not interested in chasing bad debts, so if your guarantor trusts you, we will, too. We’re all about communication at UK Trust Loans and we will stay in touch with you throughout the process. If there is any confusion over our products, you can call us at any time and we will be happy to assist you.

Products & Features

UK Trust Loans is a direct lender of guarantor loans. This means that we will provide you with up to £7,500 as an unsecured loan, as long as you have a guarantor to back your application. They can be a family member, friend or colleague who are in a position to guarantee your loan should you not make the repayments. The good bit is that your friends and family know you and know your spending habits. You don’t have to convince us that you can make the repayments; if they trust you, we can, too.

The interest rate is far lower than a payday loan, and UK Trust Loans won’t charge you any arrangement fees or up front costs. So, how does it work?

  • You need to get a loan, and you have a friend who can cover you if you cannot make a repayment.
  • They agree to back you up in your application, so you turn to UK Trust Loans for further help.
  • Your guarantor has to be 18-75 years old, have a good credit rating and have a regular source of income.
  • We will chat to you and your guarantor, explaining that they are to cover any missed payments - and we know you won’t want to miss any repayments, as it would then become your guarantor’s debt.
  • We perform credit searches on your guarantor, but these soft searches don’t affect their credit in the same way a credit application would.
  • We confirm all the information and make our decision.

Guarantor loans allow you the cash you need and the security that we want, which makes life easier for you.


UK Trust Loans is all about effective and open communication so that you get the finance that you need. Give us a call today to discuss your guarantor loan options.