Sunny Loans

Sunny is all about quickly getting you the cash you need for emergency expenses, and thanks to the quick 15-minute process, it’s certainly one of the faster services out there for people that quickly need the emergency cash.

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About Sunny Loans

Sunny is an alternative to payday loans, offering fast approval and cash within just 15 minutes for loans from £100 to £2,500.

Sunny is all about quickly getting you the cash you need for emergency expenses, and thanks to the quick 15-minute process, it’s certainly one of the faster services out there for people that quickly need the emergency cash. There are no additional fees such as application fees, admin fees or late payment fees, and interest is charged daily at a maximum cap of 0.8% per day.

Of course, Sunny does allow early repayments through a simple online system, making it easy to save on interest if you do pay back early. This flexibility gives Sunny one of the better systems out there, and you even have five days to change your mind if you want.

Sunny even has a 9.3 rating on Trustpilot with 3,452 reviews. This will give all customers the peace of mind knowing that they’re working together with a company that cares about its customers and treats them well. Most loan companies can be questionable with their interest rates, fees and hidden charges. However, Sunny is up-front about what they charge and are completely transparent.

Products & Features

Sunny offers a standard loan service. The interest rate and repayment terms can vary depending on how much you’re borrowing. For instance, a loan between £100 and £1,000 can have a monthly rate of 24.0% and a loan term of 6 months. A loan of £200 over 6 months will have a total repayable of £380.06. The pricing is straightforward and there’s a simple calculator you can use on Sunny’s website to see how much you’ll be paying for the full period.

One of the best things about Sunny is the customer service they offer. Their entire support system is based in the United Kingdom, meaning you won’t be speaking to people from another country and you’ll get through to people that are easy to understand and able to help you. They also have a page of frequently asked questions that will help you understand their process a bit more easily if you need assistance, and they’re also active on social media.

Summary

Overall, Sunny is an excellent quick service that promises to get money to you quickly. With an approval process of just 15 minutes, you could have anywhere from £100 to £2,500 to help you cover emergency expenses or unexpected costs. There are no hidden fees either–everything is transparent and you’ll know what you’re getting yourself into. If you regret the decision, then you have 5 days to return the loan and you won’t pay a single penny of interest either.

In terms of customer service, Sunny is also miles ahead of other loan services. They offer a simple-to-use website, they’re friendly and they’re also approachable on various different platforms, making it easy to get in touch with someone so you can ask for help or get assistance.