Newcastle Building Society Mortgages

Below we have listed the range of mortgage deals on offer today from the Newcastle Building Society. View the complete range of mortgages on offer and then simply use the mortgage comparison tools to compare the Newcastle BS against other lenders and products.


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About Newcastle Building Society Mortgages

Newcastle Building Society is a successful mutual with more than 30 branches across the north of England, plus one in Gibraltar. Customers of the society can open savings and investment accounts, apply for mortgages, buy insurance, and take advantage of financial planning services.

The Newcastle Building Society provides mortgages for new and existing borrowers. The society has products for first time buyers, home movers, customers wishing to switch from another lender or borrow more money. The society also provides self-build mortgages for customers who are planning to build their own home.

Customers can choose from a selection of fixed rate, discounted rate, and standard variable rate Newcastle BS mortgages. First time buyer mortgages benefit from low deposits. Re-mortgage customers can take advantage of lower interest rates if they have a bigger deposit.

There are several fixed rate and discounted rate Newcastle BS mortgages for existing customers.

Newcastle Building Society gives big lenders a run for money after launching 3.75% mortgage deal. The deal is for five years and comes with a low £199 fee, which is highly competitive in the market.

A five year fixed Newcastle Building Society mortgage can offer you the security of fixed payments. With a Newcastle Building Society mortgage, rates of 4.45 per cent are available for a five year fixed rate deal for loan to value of 80 per cent. This mortgage is suitable for both new property purchase and remortgage.

The Society offers

The products at Newcastle BS include first time buyers, remortgaging, moving home, and existing customers, offset mortgages, guarantor mortgages, re-payment mortgages and self-build mortgages.

Newcastle Building Society necessitates all the properties to have a minimum purchase price and / or valuation (whichever is lower) of £40,000 for mortgage approval. In addition, your credit history is another key criteria the Society takes into an account to assess your application.

The Core Features of Newcastle Building Society Mortgages

Newcastle has gone beyond the deposit boundaries of most lenders and offered mortgages to those with only a 5% deposit, a profile commonly associated with first-time buyers.

How does it work?

Customers wishing to apply for a Newcastle BS mortgage can speak to a mortgage advisor by telephone, or call into one of the Newcastle Building Society’s branches. All mortgage offers from the Newcastle Building Society are made subject to status. The society takes many different factors into account when it considers a customer’s mortgage application, including personal and financial circumstances, property value, and how much a customer wants to borrow.

The Final Advice

Newcastle has been inventive and specialised in the high LTV market, which has helped first-time buyers get on to the housing ladder.