Whether you’re an undergraduate trying for the first time to navigate the trials and pitfalls of managing your finances as a responsible adult, or a grown parent of two… also trying to navigate the trials and pitfalls of managing your finances as a responsible adult, it’s fair to say that you’re likely to need a helping hand every now and then.

Whether we need help buying set texts, school uniforms for the kids, much needed car repairs or something a little nicer like a holiday away, a credit card can be a manageable way to help us navigate life’s little financial hurdles. Box clever with them, and they can be a reliable tool in the battle for harmonious finances. But with so many credit cards out there, it’s difficult to know who to trust. Here we’ll take a look at some of the products offered by Mint and how they can help you right the ship of your household finances.

About Mint Credit Cards

Mint is a brand under the umbrella of The Royal Bank of Scotland (RBS). For years they have offered a range of financial products including credit cards, loans and all kinds of insurance from home, contents and vehicle insurance to travel and pet insurance. They are currently in the midst of a rebrand, with all of their customers and products migrating to the main RBS brand. This is good news for consumers, however, because it means that they get to avail themselves of RBS’ wide range of credit card products.

Products & Features

As one of the most prominent banking presence on the UK high street, RBS has an understandably robust selection of credit cards products, all of which can be managed from the secure website and mobile app. The four main contenders include;

The Royal Bank Credit Card- Great for those who travel often or are simply looking for a card for the next family holiday. ! Features include;

• No foreign transaction fees
• No balance transfer fees
• An accessibly low rate of 9.9% APR representative

The Reward Credit Card- If you’re looking for a card to pay for life’s little essentials, this credit card can help you make make substantial savings on everyday purchases like food and fuel, as well as giving you substantial discounts on the fun stuff like clothes, leisure and dining out;

• Representative 23.7% APR (variable).
• 1% rewards on supermarket purchases and 0.5% rewards on fuel.
• 1-15% rewards from a wide range of selected MyRewards retailers from Caffe Nero or Jamie’s Italian to Wynsors, Forever 21, ATG Tickets and Europcar. What’s more, if you have a Rewards current account, your annual fees will be refunded.

Rewards Black Credit Card- The same as above but with the added bonus of no international transaction fees. The interest rate is slightly higher at 37.1% APR (variable).

Student Credit Card- A great starter card for students who know that they will need to start building a credit rating for life as a graduate. It’s also handy for helping out with life’s little essentials, with a maximum credit limit of £500 and 18.9% APR representative.

Summary

While the Mint brand may be on the way out, parent bank RBS’ wide range of credit card products offers you a great range with impressive rewards.