Part of the Capital One Group, the Luma Credit Card is a flexible card that is designed with anyone in mind. You could be new to credit, have CCJs and other credit issues, but the Luma Credit Card could be the card for you.
Products: Credit Card Lenders
Part of the Capital One Group, the Luma Credit Card is a flexible card that is designed with anyone in mind. You could be new to credit, have CCJs and other credit issues, but the Luma Credit Card could be the card for you. You can access your account online at any time, and as Luma Credit Card are committed to responsible lending, we can help you to learn how to improve your credit rating.
We offer automatic fraud alerts and identity theft support, so that you can be aware of any issues on your account as they happen. Our credit limits are up to £1,500 and if you want to reduce your limit at any time, we can do that for you. We do not have an annual fee and we have limited time only offers to help to keep your money in your pocket. Credit ratings are difficult for some people to manage, and so Luma Credit Cards can help you to get the credit rating that you so deserve. With regular, on time payments, you can watch your credit rating go up.
Luma Credit Card is the credit card that likes to say yes. It’s great for credit building, with no annual fee to think about. You must be over 18 to apply for a Luma Credit Card and your credit issues may not be an issue when you apply. All cards on offer are subject to status, but we specialise in low credit rating customers. We know that a lot of banks and other financial institutions are likely to say no to customers with adverse credit, but we like to say yes. We know that your credit rating in your past doesn’t define your circumstances of today, and if we can help you to build that credit back up, the Luma Credit Card could be exactly what you need.
You can get a decision in principle within a minute of your application and with a 35.9% APR, you could be on the road to an improved credit rating in no time. Luma makes it easy for you to manage your account and you can choose to do this online. We are passionate about your security and your safety and so we have a number of online security features to ensure that you don’t have to worry. With the Luma Credit Card, you can add additional account and cardholders so that you can streamline the family’s finances. You, as the primary account holder, will be the one liable for all transactions on the account, and you won’t have to worry about any hidden charges.
The perfect card for those needing help to improve their credit rating, the Luma Credit Card is for everyone.