No matter how hard you try to manage your household finances with grace, finesse and astute attention to detail… Life has a habit of getting in the way. No matter how hard we work, how much money we’re able to squirrel away and how much we try to be the mature, fiscally responsible adults we all want to be, the random chaos of life has a knack of throwing a spanner in our carefully planned and managed works.
Whether it comes in the form of a leaky roof, unexpected car trouble, urgent kitchen or bathroom repairs or simply the need to take the family away for a much deserved holiday somewhere hot, sunny and relaxing, every now and then even the best planned finances need a helping hand. We all know that choosing a lender for a personal loan can be akin to navigating a minefield. With so many lenders out there, it’s hard to know where to turn. Fortunately, the Uk has a plethora of well established and reputable lenders who can get you a great deal on loans for a wide range of purposes. And they don’t come much more established than Lloyds. Here, we’ll take a look at their loan products and how they can help you to navigate even the most challenging of family financial hurdles.
One of the “big four” of British commercial banking, Lloyds has been a near constant presence in Britain’s financial landscape for over 250 years. Founded in Birmingham in 1765, they offer a wide range of financial services to individuals, families and businesses all over the country. As well as personal loans, they cover all aspects of consumer finance such as current accounts, savings and ISAs, share dealing, mortgages and remortgages and all kinds of insurance.Products & Features
Lloyds offer personal loans but have a special focus on car finance. If you’re having car trouble and feel that a replacement would offer you better value for money than a repair, Lloyds are the people to talk to. Their Car Finance Plus is one of their most popular products, giving drivers the flexibility to pay for their car in a way that works best for them after consultation with one of their car finance experts. Through this option a car can be financed on Hire Purchase or Personal Contract Purchase, depending on which best suits your needs. With an attractive rate of just 3.8% APR representative when you borrow between £7,000 and £25,000, it’s a great option for those looking for a flexible way to buy a new car.
Aside from car financing options, Lloyds also offer;
Finding the right loan for you starts with choosing a lender you can trust. Fortunately, Lloyd’s Bank have literally centuries of experience in helping their customers match their extensive range of loans and car financing options to suit their specific needs.