Fluid Credit Card


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About Fluid Credit Cards

Fluid Credit Cards are a part of New Day LTD, and the Fluid Credit Card was created to help customers to gain greater control over their credit card balances. Our Fluid Credit Card allows you to keep everything in one place with Fluid balance transfers. The best thing about transferring balances with a Fluid Credit Card is that you can get it done over the phone in a matter of minutes. When you do this, you can save your money by transferring your balances from other credit cards.

Each time you make a transfer with Fluid Credit Cards, there is a minimum amount of £100 that you can transfer. You can make more than one transfer at a time, but only up to 90% of your available limit. Our friendly customer care team can answer all questions that you may have for your balance transfer cards with Fluid Credit Cards, and we are happy to answer any of your questions at any time.

Products & Features

Once you receive your Fluid Credit Card and have activated it, you can call us via phone and ask to make a balance transfer. It normally takes around three hours for a balance transfer to be completed, and it does come with a fee. You will need to pay a fee which is a percentage of the amount that you transfer. We will add the amount that you transfer and the fee to your Fluid Credit Card balance.

Here are some of the best details about the Fluid Credit Card.

  • You can transfer balances from almost all major UK credit cards.
  • Store cards and other New Day cards cannot have their balances transferred.
  • If you want to transfer a balance, you need to be the primary card and account holder.
  • Always ensure that you can afford more than the minimums at all times.
  • If you can bring your balance down sooner each month, it’s good for your credit and payment history and means that you pay your card off more quickly.
  • If you don’t pay the balance in full each month, you’ll pay more interest.
  • You can check your eligibility without impacting your credit rating
  • Our initial credit limit is £300-£2,000.
  • 0% interest on balance transfers for 9 months from account opening.
  • Transferring your balances can save you money in the long term - which is the aim of a Fluid Credit Card.
  • Access your statements securely online at any time of day.
  • You can make payments, set up direct debits and update your personal details whenever you want.


Fluid Credit Card are there to help those who get turned down elsewhere. Ensure that you meet the criteria before you apply and you are good to go with you new balance transfer card.