First Direct Mortgages

Using our comparison tools we’ve compared and listed all the mortgage products available today from First Direct Mortgages. View the whole mortgage range on offer and quickly compare First Direct with other lenders in the market place.

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Compare Mortgages

Don’t you just love that feeling? The feeling when you walk into a home on that all-important first viewing and feel, almost the instant you walk through the door “Yes, this is the one!”. It’s a truly special feeling walking around the home of your dreams and falling completely in love with each and every room. Yet, in order to get the most out of your property, it’s hugely important that you choose a financial product that you fall in love with just as much. Shopping around for mortgages may not be as exciting or romantic as house hunting itself, but it is most assuredly just as important.

When you’re ready to make an offer on your dream home, you should also know what mortgage product you will have in place when that offer is accepted. This can be a bamboozling process, to be sure, with so much competition out there. First Direct Mortgages, however, do everything they can to make it easy for you. Let’s take a look.

About First Direct Mortgages

A division of HSBC, First Direct is a retail bank that deals exclusively in online and telephone contact with no high street presence. Because of the reduced overheads that this implies, they are able to offer more favourable rates to their customers. Aside from mortgages they also offer current accounts, credit cards, personal loans and every form of insurance you could possibly want from home and contents to pet insurance.

Products & Services

Every property is different just as every buyer’s circumstances are unique. This is why First Direct offer a wide range of mortgage products to suit your needs. Their friendly and knowledgeable staff will work with you to determine which of their products best fits the property you wish to buy and your personal circumstances, including;

  • Standard variable rate mortgages
  • Repayment mortgages
  • Offset mortgages
  • Fixed rate mortgages
  • Tracker rate mortgages
    1. Determining which of these products best suits your needs can be tricky, which is why the handy mortgage calculator on their website enables you to peruse a wide range of products to compare and contrast different mortgages to see which works best for you and for the property you wish to purchase. The website also has an overpayment calculator, an offset mortgage calculator and an interest rate change calculator to ensure that you’re as well informed as possible before you choose a product.

      Because this can all be a tad bamboozling for first time buyers, their website contains comprehensive guides to their mortgage types and rates as well as a useful guide to mortgages that will be extremely useful to those applying for their first mortgage.

      Of course, if you need further explanation, their helpful staff are available 8am-10pm Monday to Friday, 8am-8pm Saturday and 9am-8pm Sunday so expert advice is only ever a phone call away.

      Summary

      Finding the right mortgage product can be a daunting process. Fortunately, First Direct will furnish you not only with market leading rates but a huge range of mortgage products and the expert advice to help you to find the right one for you.

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