It’s okay to admit when we need a helping hand. It’s not an admission of failure or personal shortcoming, nor does it mean that we are somehow lesser. It simply means that we acknowledge that we need help and have the courage to look for it in our time of need. While this is true in many aspects of life, it’s particularly true of our finances. No matter how much we save, no matter how much we budget and no matter how much we try to reign in our spending, even the most fastidious of us need a helping hand every once in a while. When life and circumstance throw a spanner in our carefully orchestrated works, there’s no shame in reaching out to the helping hand offered us by the financial services industry.
It’s simply a case of boxing clever and taking the time to find the right financial product to suit you. While credit cards can be great for relatively minor expenses, sometimes we need to borrow a little more over a longer period of time. Sometimes, we need a personal loan to patch up that hole in the roof, replace that dodgy, noisy boiler, carry out those much needed repairs on the head gasket or simply take your family away on a much-needed and well-deserved trip away somewhere warm and relaxing.
With so many lenders and loan products out there, it can be tough to know who you can turn to. As one of the bigger names in British finance, Clydesdale bank has a wide range of loan products to suit you. Let’s take a look.
Clydesdale Bank was established in Glasgow in 1838. Since then they’ve developed a reputation for combining the individual customer care of a small local bank with the extensive product range and favourable rates of the bigger international players. They offer a range of personal, private and commercial banking services from including current accounts, savings and ISAs to credit cards, mortgages and all types of insurance. They were shortlisted in this year’s Moneyfacts Consumer Awards, and have worked hard to earn the trust of their clientele.
Clydesdale Bank has an impressive range of personal loans. What’s more impressive, however is the wealth of information on their website to help you to ensure that you can match the right loan to your personal needs and circumstances. Their easy to use loan calculator allows you to determine exactly what your monthly repayments will be, and how you can factor them into your monthly budget.
They have loans from £1,000- £35,000 with rates from as little as 2.9% APR representative. Their loan products all feature;
Clydesdale bank are an award winning bank with a great reputation for customer care, transparent and competitive rates and a wide range of loans. If you need a fair and equitable loan, you’d be hard pressed to find better!